Michael Bayode
Credit Officer with 4+ years of experience in microfinance and client relationship management
Talent
Benin CityMember since July 1, 2026
Loan AppraisalClient MobilizationRelationship ManagementBookkeeping
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Loan AppraisalClient MobilizationRelationship ManagementBookkeeping
About
Credit Officer with 4+ years of experience in microfinance and client relationship management. Proven track record in client mobilization, loan appraisal, disbursement, and recovery while maintaining portfolio quality and compliance.
Experience
Credit officer - Grooming People For Better Livelihood - Benin City, Nigeria
(2021-08)
- Mobilized and onboarded economically active individuals, expanding client base and loan portfolio.
- Conducted credit appraisals to assess borrower capacity, character, and collateral.
- Processed loan disbursements and monitored repayment to ensure portfolio quality.
- Executed recovery strategies and maintained accurate bookkeeping and account reconciliation.
- Provided financial literacy training to clients to support business growth.
Education
Bachelor of Science - Mathematics - Ambrose Alli University
