Michael Bayode

Credit Officer with 4+ years of experience in microfinance and client relationship management. Proven track record in client mobilization, loan appraisal, disbursement, and recovery while maintaining portfolio quality and compliance.

Credit officer - Grooming People For Better Livelihood - Benin City, Nigeria

(2021-08)

• Mobilized and onboarded economically active individuals, expanding client base and loan portfolio.
• Conducted credit appraisals to assess borrower capacity, character, and collateral.
• Processed loan disbursements and monitored repayment to ensure portfolio quality.
• Executed recovery strategies and maintained accurate bookkeeping and account reconciliation.
• Provided financial literacy training to clients to support business growth.

Bachelor of Science - Mathematics - Ambrose Alli University