Seungbeom Suh

Please let me introduce myself. I am a finance and fintech professional with more than 20 years of experience working across international markets. My background covers finance, payments, fintech, digital assets, AML/KYC, legal & compliance, risk analysis, business development and cross-border financial services.

I have worked in different countries and business environments, including Europe and Asia, and have been directly involved in building and managing businesses rather than working only within one specialised function. I have experience at senior management and CEO level, where I have been responsible for business strategy, operations, partnerships, product development, compliance and international expansion.

A major part of my career has been in fintech and financial services. I have worked with payment systems, digital-asset businesses, KYC and AML processes, cross-border transactions and financial technology platforms. This has given me a practical understanding of both the commercial side of financial services and the regulatory requirements that come with it.

One of my strengths is that I can work across different areas of a business. I can discuss business strategy with management, work through regulatory and compliance issues with legal and compliance teams, and work with technology teams on the practical requirements of a financial product or platform. I am comfortable taking responsibility for a problem and working through it until there is a practical solution.

My international experience is also important to me. I have worked with people from different countries and backgrounds and have dealt with banks, payment providers, technology companies, business partners and other financial-service stakeholders. I am used to working in situations where the regulatory environment, market conditions and business practices are different from one country to another.

I have a particular interest in areas where finance and technology are changing quickly, including fintech, payments, digital assets and financial compliance. I enjoy understanding how a business works, identifying what needs to be improved, and finding a realistic way to move things forward.

At this stage of my career, I am looking for a role where I can make use of my broad experience rather than being limited to one narrow area. I believe I can add value in senior roles involving fintech, financial services, payments, AML/KYC, compliance, digital assets, business development, product strategy or international business.

What I bring is a combination of **long-term financial industry experience, hands-on fintech experience, senior management responsibility, international exposure and a practical understanding of how business, technology and regulation need to work together.

1. UAB Algopay, Lithuania | Director / Board Member | Jan 2024 – Jul 2026 - Led fintech and digital-asset strategy across the group, including regulatory licensing, AML/KYC, risk management, strategic partnerships, financial institutions and European market expansion. Oversaw the integration of fintech, investment and technology businesses and supported the development of digital finance and tokenisation initiatives.

2. Livil Group – Lithuania / UK / South Korea | Group Management / Board Member / External Consultant | Jan 2021 – May 2026 - Managed group-level financial strategy, investments, P&L, governance, capital planning and international business development across multiple jurisdictions. Led EMI/payment licensing initiatives and developed operational frameworks covering KYC, CDD, IDV, EDD, PEP, AML/CTF and SAR/STR controls. Served on the Investment and Audit Committees and supported regulatory and compliance requirements across the UK, Lithuania and US.

3. The Human Plus / One Global, South Korea | Director, Business Operations & Global Marketing | Sep 2019 – Nov 2020 - Led business operations, strategic planning, financial governance and global partnerships. Developed relationships with banks, payment providers, blockchain networks, custodians, exchanges and fintech companies, including Woori Bank, LG U+, PwC Korea, KSNet and KICC.

4. APS S.A., Luxembourg | Vice President / Deputy Managing Director | Sep 2017 – Nov 2018 - Managed business operations, P&L, strategic growth and institutional relationships across European and international markets. Secured a USD 10 million exclusivity agreement with DNP Group (Japan) and established strategic partnerships involving Deloitte Luxembourg, LIST, LHoFT, SIX Payment Services, BIL and BCEE.

5. RHB Bank Berhad, Malaysia | Vice President, Korean Desk – Corporate & Investment Banking | Nov 2012 – Sep 2017 - Established and led the Korean Business Desk, managing corporate and investment banking relationships, credit risk, portfolio analysis, cross-border financing and capital-market opportunities. Worked closely with Malaysian and Korean government agencies, central banks and major professional-services firms.

6. Standard Chartered Bank, South Korea | Relationship Manager / General Manager | Nov 2010 – Oct 2011 - Managed mid-cap corporate banking relationships, credit underwriting and portfolio risk. Originated and executed transactions across structured finance, loans, trade finance, capital markets, treasury and cash management.

7. HSBC, South Korea | Senior Manager, Corporate Banking | Aug 2005 – Mar 2009 - Handled corporate credit analysis, risk assessment and structured banking solutions, working with product teams, borrowers, legal counsel and arrangers on complex financing transactions.

8. China Construction Bank, South Korea | Credit Risk Management | Sep 2003 – Aug 2005 - Supported the establishment of Korean banking operations and managed credit approval, syndicated/project finance, trade finance and FX transaction processes. Developed credit portfolio and risk-management models for the establishment of Bank of Communications' Korean operations.

• Master of Business Administration (MBA - Finance) – SungKyunKwan University, Seoul, Korea (2006) / Certified as NZQA Level 9 Qualification
• Bachelor of Science in Physics (B.Sc.) – Soongsil University, Seoul, Korea (2002)