Internal Audit Department (Fraud Investigation Officer) at Bank of Muscat (SAOG) (2023-04 – Present)
Reporting directly to chief of Internal Audit, and teaming leading group of staff.
- Involved in SAS software project from scratch with group of fraud staff, also involved in testing SAS for further gaps in system.
- Investigate Fraud Risk Manager exceptions and report on outcomes as appropriate
- Interviewing staff whom involved fraud activities, using technical question, understanding body language behaviours.
- Receiving Whistle Blower complaints across the bank concentrically.
- Make suggestions for control improvements based on regular exceptions
- Undertake investigations in an efficient and effective manner as and when they arise.
- Assist in the Bank wide Fraud Risk Assessment process and ensure that the process is embedded in future years
- Maintain a level of professional knowledge and competence through training and other development opportunities.
- Reporting the Suspicious Transaction to the competent authority in a complete, accurate and comprehensive fashion. Using the FCRM system features on providing useful information and networking analysis.
- Furnishing the STR to the competent authority with immediate of being identified. At least a minimum of 3 STRs per month should be issued per user.
- Ensure that all alerts on the AML system are actioned and closed out within agreed timelines. Using software MI will be reported daily and there should be no backlog of existing entries. Closed alerts should be backed with adequate investigation documentation along with clear comments on why the alerts were closed with justification.
- Screening the customers against OFAC, Terrorist and PEP lists. Accepting or rejecting the customer before starting account relationship with BM or in a post factors stage. PEP customers to be marked as PEP in both core systems T24 and Imal, the OFAC and Terrorist matching customers need to be declined and reported to the authorities.
- Liaison with ROP on their enquiries. Ensure to respond to all ROP enquiries and providing accurate information within short time of period.
- Visiting regions for staff awareness and discus on varies points e.g. KYC requirements in account opening, online banking request, large cash deposit transactions, Re-KYC producer, credit turnover reports, reporting on suspicious transactions, compliance quires and other risk factors.
General accountant at Falcon Insurance Company (2014-06 – 2016-02)
- Supervise all regular accounting processes such as A/P and Journal Entries plus monthly closure accounts.
- Organize all company financial programs and ensure compliance to budgetary requirements.
- Analyze and forecast financial requirements for organization.
- Supervise and ensure efficient working of all financial transactions in organization.
- Monitor and implement all accounts payable check activation and wire transactions.
- Assist departments in account reconciliation process on monthly basis.
- Monitor authorized account reconciliation process.
- Administer all bank transactions and oversee data recording procedures monthly.
- Provide support to auxiliary schedules for auditing purposes as per assigned work.
- Analyze different general ledger accounts regularly.
- Develop budgetary plans for processes as per requirement.
- Prepare journal entries and synthesize common ledger for subsidiary accounts.
- Collate bank statements on monthly basis.
- Design and prepare audit schedules for external audit processors.
- Provide support to safe keeping of internal expenses in company.
- Monitor account reconciliation, tax and calculations inclusive of cost accounting plus factory data recording processes.
- Manage and maintain finance related programs and documents inclusive of future plans and programs.
- Develop and formulate all report and deliver presentation projects for repeated usage.
- Evaluate current methods and processes inclusive of upgradation of process development.
Assistant Accountant at Proscape Al Ansari Company (2010-10 – 2014-06)
- Maintain financial records for client companies by analyzing balance sheets and general ledger accounts.
- Reconcile bank statements by comparing transactions to the general ledger.
- Assist with day-to-day operations of the Finance department, including filing, report generation, budget review, etc.
- Process weekly payroll accurately and timely.
- Maintain accounting documents and records, ensuring all files are up to date.
- Prepare bank deposits.
Freight Forwarding Officer at Al Ansari Trading Company (2009-01 – 2010-03)
- Investigating and planning the most appropriate route for a shipment, taking into account the perishable or hazardous nature of goods, cost, transit time and security.
- Arranging appropriate packing, taking into account the climate, terrain, weight, cost and nature of goods and also the delivery and warehousing of goods at their final destination
- Negotiating contracts, transportation and handling costs.
- Obtaining, checking and preparing documentation to meet customs and insurance requirements, packing specifications, and compliance with other countries' regulations and fiscal regimes
- Offering consolidation services by air, sea and road, ensuring cost-effective and secure solutions to small shippers who have insufficient cargo to require their own dedicated units.
- Arranging insurance and assisting the client in the event of a claim
- Offering tailored IT solutions and electronic data interchange (EDI) connections
- Arranging payment of freight and other charges or collection of payment on behalf of the client.
- Utilising e-commerce, internet technology and satellite systems to enable real-time tracking of goods.
- Arranging air transport for urgent and high-value freight and managing the risk door-to-door.
- Acting as broker in customs negotiations worldwide to guide the freight efficiently through complex procedures.
- Dealing with special arrangements for transporting delicate cargoes, such as livestock, food and medical supplies
- Arranging courier and specialist hand-carry services maintaining communication and control through all phases of the journey.
