Manager - Millennium Educators and Retirees Association, Inc. - Legazpi City
(2014-02 - 2024-06)
- Operational Leadership: Directed end-to-end operations of an accredited Private Lending Institution serving Department of Education (DepEd) personnel, ensuring strict compliance with institutional guidelines and state regulations.
- Digital Transformation: Spearheaded the comprehensive re-engineering of the Loan Management System (LMS) and corporate Accounting System, significantly reducing loan processing turnaround times and eliminating data redundancies.
- Fiscal Responsibility: Formulated and executed annual operational budgets, strategic business targets, and financial plans; delivered quarterly performance and governance briefings directly to the Board of Trustees.
- Risk Mitigation: Designed and implemented modernized internal control systems that enhanced operational efficiency, minimized credit defaults, and tightened financial security protocols.
Administrative Assistant / Assistant Registrar / College Faculty - Regina Mondi College, Inc. - Iriga City
(2004-05 - 2014-04)
- Institutional Growth: Served as a foundational administrator, playing a pivotal role in driving the market presence, regulatory compliance, and administrative infrastructure of the college from its early stages.
- Strategic Marketing: Designed and executed targeted student recruitment campaigns and promotional initiatives, successfully driving annual enrollment metrics.
- Academic Excellence: Delivered high-impact instruction in Management, Marketing, Finance, and EDP/IT/CIS Auditing; integrated real-world corporate finance best practices into the curriculum.
- Mentorship: Mentored and developed high-achieving business graduates, successfully preparing them to clear the Certified Public Accountant (CPA) licensure examinations and build professional careers.
Bank Manager (Rehabilitation Specialist) - Ibalon Rural Bank, Inc. - Tabaco City, Albay
(2006-06 - 2008-12)
Concurrent/Special Assignment
- Regulatory Turnaround: Actively led the institutional rehabilitation team during the bank's Prompt Corrective Action (PCA) status under the Bangko Sentral ng Pilipinas (BSP).
- Strategic Planning: Co-authored and finalized the comprehensive Bank Rehabilitation Plan for BSP submission, successfully mapping out the path to operational viability.
- Capital Mobilization: Facilitated critical capital infusion initiatives and negotiations among primary shareholders to restore institutional liquidity and secure long-term financial sustainability.
Accounts, Treasury & Systems Specialist - Manila Teachers' Mutual Aid System, Inc. - Malabon, Metro Manila & Legazpi City Branch
(1998-01 - 2004-12)
- Systems Documentation & Internal Audit: Conducted exhaustive internal control reviews across nationwide branches; mapped financial and administrative workflows to standardize branch operations and mitigate risk exposure.
- Treasury & Liquidity Management: Formulated consolidated Cash Position Reports, managed high-volume fund allocations, and advised executive leadership on liquidity optimization and depository bank management.
- Financial Accounting: Prepared comprehensive Head Office financial statements, managed fixed asset depreciation and prepaid schedules, and cleared complex monthly bank reconciliations.
- Account Management: Managed borrower portfolios, audited insurance claims, and optimized loan disbursement workflows at the branch level.
Management Consultant - Independent Business Process Consultancy
(2014-01)
Provide high-level advisory and tactical execution to small-to-medium enterprises (SMEs) and educational institutions seeking structural transformation.
- Services Delivered: Business Process Analysis & Mapping, Financial and Systems Auditing, Corporate Governance Advisory, Feasibility Studies for new ventures, Bookkeeping, and Tax Compliance Setup.
