Gemma Corpuz

Risk and Compliance Specialist with experience in banking and fintech operations, specializing in AML compliance, KYC/KYB verification, risk assessment, fraud detection, and regulatory reporting. Skilled in transaction monitoring, suspicious activity investigations, merchant underwriting, and compliance reviews. Detail-oriented professional committed to maintaining regulatory standards and supporting secure business operations.

Merchant Risk & Underwriting Specialist at Veritaspay Philippines Inc. (2021-10 – 2023-03)

I'll be the first line of defense/gate keeper of Veritas Pay against money laundering and terrorist financing

• I'll be able to perform Customer Due Diligence
• I will be able to conduct Enhance Due Diligence and underwriting to merchants
• I will be able to re-underwrite each merchant
• Identify the types of business relations and activities that a merchant is likely to engage with
• Must be familiar with the AMLC, SEC, Card Association, FATF and other related regulatory standard
• Perform non-financial risk assessment of merchant
• Conduct Credit checking and risk assessment of merchant
• Determine whether the relations and activities could be suspicious and expose Veritas Pay to a potential financial loss or reputational risk
• Monitoring of Transactions if exceeded the projected ticket size/volume of sales (in case there is changes with the product they offer/business nature that we might need to perform EDD or underwrite), TID/MID provided by the bank
• Communicate with the acquiring bank for the risk assessment, MATCH checking and other updates on the requirements or KYC/KYB standard
• Carry out additional responsibilities as needed based on business need

Financial Crime Compliance (FCC) Associate at Collabora Technologies Private Limited Inc. (Agency) / Maybank Philippines Inc. (Client/Deployed) (2019-09 – 2020-11)

• Review the alerts generated by the AML transaction monitoring system (Oracle mantas)
• Get the customers information's, Transaction summary, Business Name, Type of Business, Bank Account Number, and Account Type. If FCC Can't support the information provided by system, the FCC Associate requesting a RFI (Request for Information) from the concerned branch
• Investigate if the clients are capable for the visible transactions stated in the Bank System named Oracle mantas and Sibs
• Review of Unusual Activity Reports (UAR) submitted by the Business or supporting units
• Preparation and Submission of Suspicious Transaction Reports (STR) to Anti - Money Laundering Council (AMLC) subject to the approval of the Financial Crime Compliance (FCC) Committee
• The submission of the Suspicious Transaction Reports (STR) to the Anti - Money Laundering Council (AMLC) and the recommendation to terminate a customer relationship are subject to the approval of the Financial Crime Compliance Committee

Bun Vege Burger - BUSINESS IMPLEMENTATION PROJECT at Isabela State University (2018-08 – 2019-04)

• Developed and managed a small business venture featuring innovative food products
• Handled Marketing Strategies, Sales Operations, and Financial Budgeting
• Managed Inventory Control, Food Safety Practices, and Facility/Cleanliness Management
• Ensured excellent Customer Service and daily operations
• Award: Received "Business Implementation of the Year" recognition

Master's Education in English language and Computer Science – Chechen State Pedagogical Institute (2023-09 – 2025)

Bachelor of Science in Entrepreneurship – Isabela State University - Cauayan Campus (2015-06 – 2019-06)