Rhemark Codera

Dynamic finance professional with a proven track record at PRODUCERS BANK CORPORATION, excelling in client evaluation and financial reporting. Known for fostering strong client relationships and demonstrating problem-solving skills, I effectively managed loan processing and compliance, ensuring accuracy and integrity in financial operations. Committed to delivering results and enhancing team collaboration.

TEACHER'S LOAN ASSISTANT - PRODUCERS BANK CORPORATION

(2022-12 - 2025-07)

• Processed loan payments, including interest calculations and adjustments for escrow accounts.
• Evaluated loan applications and supporting documents to determine creditworthiness of applicants.
• Established strong relationships with clients through frequent communication about their accounts.
• Performed administrative tasks such as creating status reports on loans in progress, photocopying loan documents, printing daily mortgage rate sheets and answering phones.
• Generated estimates clients requested, sent pre-approval letters to agents and confirmed receipt of verification of employment documentation.
• Analyzed loan files and reviewed client income, assets and credit to verify compliance to specific underwriting criteria and input new loans into designated software.
• Reviewed customer accounts to determine on-time payments and loan terms

ACCOUNT OFFICER - Card Inc.

(2018-01 - 2021-11)

• Managed accounts payable and receivable processes efficiently.
• Reviewed financial documents for accuracy and compliance.
• Assisted in preparing monthly financial reports for management review.
• Resolved payment discrepancies with vendors and suppliers.
• Prepared monthly financial reports for the management team.
• Analyzed financial data to identify trends or issues requiring attention.
• Conducted audits of expense claims and other documents as required.
• Responded promptly to customer queries related to their accounts.
• Performed financial calculations for amounts due, interest charges and balances.
• Coordinated with external auditors for annual audits, providing necessary documentation and explanations.
• Checked value of customer collateral to hold as loan security.

FIELD FINANCE SUPERVISOR - Handymanoy Services & Co.

(2021-01 - 2021-08)

• Supervised daily financial operations and ensured compliance with company policies.
• Managed accounts payable and receivable processes to maintain accurate records.
• Prepared monthly financial statements and reports for management review.
• Supervised a team of finance professionals in the preparation of financial reports, budgeting, forecasting, and analysis.
• Developed and implemented financial policies and procedures.
• Created and updated financial reports on frequent basis to present information to leadership teams.
• Collaborated with other departments such as Human Resources, Sales, and Operations to ensure effective communication between departments.
• Prepared detailed reports on a variety of topics including revenue projections and expense trends.

Bachelor of Science - Industrial Technology - Electricity - SOUTHERN LEYTE STATE UNIVERSITY- SAN JUAN (2013-01)

Secondary - SAINT ANTHONY'S HIGH SCHOOL (2009-01)

Secondary - TABON MAXIMINO ESTRELLA NATIONAL HIGH SCHOOL (2007-01)

Primary - PLAZA CENTRAL ELEMENTARY SCHOOL (2005-01)