Branch Operations Head - China Banking Corporation - Mabalacat City, Pampanga
(2014-12 - 2025-10)
- Responsible for supervising and overseeing the daily operations of the branch and ensuring that policies and procedures are strictly adhered to.
- Accountable for the smooth operational efficiency of the Accounting, Clearing, Loan and Foreign Sections of the Branch.
- Effectively managed individual and corporate client's portfolios and offered financial advice regarding investments, savings and loans.
Branch Operations Assistant - China Banking Corporation - Mandaluyong City, Metro Manila
(2008-12 - 2014-12)
- As an Accounting Assistant, responsible for the proper accounting of the Branch's Transactions, General Administrative duties and callback functions. Assist the BOH in performing administrative tasks for the efficient maintenance of the branch's physical appearance and ensuring compliance to national and local regulatory institutions.
AU Consultant - Estra Finance - Manila
(2023-07 - 2025-10)
- Act as the Point Person for the End-to-End Processing of Housing, Car/Auto and Commercial Loan.
- Initiate the loan process by collecting, reviewing, and analyzing applicant data (income, assets, debts, employment history) for accuracy and completeness.
- Meticulously verify all supporting documentation (tax returns, pay stubs, bank statements, credit reports) to meet underwriting requirements.
- Act as the main point of contact for borrowers, guiding them through the process, requesting missing information, and providing updates on application status.
- Assemble comprehensive loan packages and submit them to underwriting for approval, ensuring compliance with company policies and legal regulations.
- Coordinate with closing agents, title companies, and internal teams to prepare closing documents, ensure signatures are obtained, and clear any remaining conditions before funding.
- Manage multiple loan files simultaneously, prioritizing tasks to meet tight deadlines and turn-around times (TAT).
- Identify and resolve potential "red flags" or inconsistencies in the loan file early in the process.
