Ryan Alcover

Motivated professional with experience in both retail finance and independent business. As a Home Credit Sales Associate, I developed strong sales, client handling, and compliance skills. I also successfully managed my own business, where I created marketing content, edited promotional videos, and managed all customer transactions. I am reliable, results-oriented

Sales Associate - Home Credit Consumer Finance Philippines, Inc.

(2018 - 2024)

• Promoted and presented Home Credit's installment plans, personal loans, and credit card offers to customers, clearly explaining terms, benefits, and requirements
• Guided clients through the full application process, verified all documents for accuracy and completeness, and submitted applications via official digital systems
• Consistently met and exceeded monthly sales targets while strictly following company policies, compliance rules, and data privacy standards
• Established and maintained strong professional relationships with store staff to maximize sales opportunities and resolve concerns promptly
• Prepared accurate daily and weekly sales reports, and kept proper records of all customer transactions and inquiries
• Delivered excellent customer service, addressing questions and assisting clients at every step of the process

Card Seller - Bingo Kingdom

(2012 - 2012)

• Served as the frontline card seller, assisting customers, explaining game rules, pricing, and available card packs or bundles

Pasay West High School (2000 - 2004)

Tropical Village Elementary School (1994 - 2000)