Vengie Alterado

Aims to establish a carrier and orient with the duties of the position befitting my qualification. I believe that with the proper training and knowledge, I may able to attain the responsibilities the job entails.

Encoder & Salesman - CITI APPLIANCE - Hi-way Tabunok Talisay City

(2002-10 - 2003-12)

Appliance Dealer

Sales manager - CONSOLIDATED DISTILLERS - Hvg Arcade Subangdako Mandaue City

(2004-01 - 2008-05)

Wine Distributor (Emperador & Generoso Brandy)

SEÑOR CONTROLLER /BOOKEEPER - A. SUGBUANON RURAL BANK, INC. (Balamban Branch) - Sta. Cruz, Poblacion, Balamban, Cebu 6041

(2009 - 2012)

Rural Banking Institution

• Bookkeeping and provide reporting (FRP) to BSP
• Ensuring all data are correct and secured
• Procurement
• Assets Administration (FFE administrator)

ACCOUNTING HEAD - SUGBUANON RURAL BANK, INC. (Head-office) - Osmena Blvd. Cebu City

(2012-07 - 2013)

Rural Banking Institution

BRANCH MANAGER - SUGBUANON RURAL BANK, INC. (Balamban Branch) - Sta. Cruz, Poblacion, Balamban, Cebu 6041

(2013-09 - 2019-10)

Rural Banking Institution

• Preparation of the annual branch loan and deposit budgets
• Formulation of branch's marketing strategies and actively leading of LAS in promoting the bank's products and services to achieve 100% accomplishment of the branch's loan and deposit targets
• Provide input in the development or enhancement of the banks' product policies and procedures
• Coaching and mentoring of LASs to help them achieve their individual loans and deposits target
• Identify and assign geographical areas to each Loan Account Specialist
• Supervise and monitor the daily activities of branch LAS and ensure appropriate management of accounts on process and for release to improve production performance and portfolio quality
• Monitor each LAS's actual monthly production vis-à-vis monthly targets
• Review and evaluate loans submitted by the LAS and approve loans within the authorized limit or endorse loans to higher authority for approval
• Conduct field visits to SMEs and other loan clients to validate the status and location of business prior to approval and/or submission of recommendation to approving authorities; and to monitor the business of existing loan clients
• Evaluates all documents presented by the clients
• Prepare and submit reports to Top Management on monthly branch operational performance on actual versus target, For the Month, Year to Date and For the Year
• Conduct monthly meetings with all branch staff
• Act as Alternate of Branch Cashier in the latter's absence
• Prepare quarterly and annual performance evaluation of Loan Account Specialists
• Approve request for leave of absence, cash advances, liquidation, and reimbursements of Branch LAS
• Survey and locate for potential new branch to open
• Transact and engage business permits for the new branches
• Create and develop new client-relationship
• Attend Area meetings and participate in Annual Budget Meetings
• Represent or participate in all local forums conducted by BSP, BAP-CB and government agencies
• Participate in training and conferences as required by management

BRANCH HEAD - Rizal Microbank, INC. A Thrift bank of RCBC (Balamban Branch) - Sta. Cruz, Sto Nino, Balamban, Cebu 6041

(2019-12 - 2020-08)

Thrift Banking Institution. Closure due to Pandemic.

BUSINESS DEVELOPER & AREA MANAGER - CORON CROWN INC. / SHINE CREDIT AND FINANCE CORP - Borja Street, Luray II, Toledo City

(2021-02)

• Preparation of the annual branch loan and deposit budgets
• Formulation of branch's marketing strategies and actively leading of LAS in promoting the bank's products and services to achieve 100% accomplishment of the branch's loan and deposit targets
• Provide input in the development or enhancement of the banks' product policies and procedures
• Coaching and mentoring of LASs to help them achieve their individual loans and deposits target
• Identify and assign geographical areas to each Loan Account Specialist
• Supervise and monitor the daily activities of branch LAS and ensure appropriate management of accounts on process and for release to improve production performance and portfolio quality
• Monitor each LAS's actual monthly production vis-à-vis monthly targets
• Review and evaluate loans submitted by the LAS and approve loans within the authorized limit or endorse loans to higher authority for approval
• Conduct field visits to SMEs and other loan clients to validate the status and location of business prior to approval and/or submission of recommendation to approving authorities; and to monitor the business of existing loan clients
• Evaluates all documents presented by the clients
• Prepare and submit reports to Top Management on monthly branch operational performance on actual versus target, For the Month, Year to Date and For the Year
• Conduct monthly meetings with all branch staff
• Act as Alternate of Branch Cashier in the latter's absence
• Prepare quarterly and annual performance evaluation of Loan Account Specialists
• Approve request for leave of absence, cash advances, liquidation, and reimbursements of Branch LAS
• Survey and locate for potential new branch to open
• Transact and engage business permits for the new branches
• Create and develop new client-relationship
• Attend Area meetings and participate in Annual Budget Meetings
• Represent or participate in all local forums conducted by BSP, BAP-CB and government agencies
• Participate in training and conferences as required by management

Bachelor of Science - Commerce (major in Management) - UNIVERSITY OF CEBU (2002-03)

High School Diploma - PINAMUNGAJAN NATIONAL HIGH SCHOOL (1996-03)

Elementary School Certificate - PINAMUNGAJAN CENTRAL SCHOOL (1992-03)