Affan Hashmi

Regulatory Compliance & Reporting Specialist with 13+ years of demonstrated experience in Banking and Financial Institutions in Pakistan. Expertise in Regulatory Compliance & Reporting, reviewing regulator policies and procedures to enhance compliance, conducting Customer Due Diligence (CDD & ECDD), KYC review & threshold breaches, scrutinizing documents of PEPs, responding to regulator/correspondent banks' queries, and suspicious transactions reporting (STR/CTRs). Highly motivated, goal-oriented professional with strong communication and analytical skills, able to work with minimum supervision and across teams.

Manager Compliance at Saudi Pak Industrial and Agricultural Investment Company Ltd. (2026-08 – Present)

• Supervision of SBP inspections, including review and finalization of Point of Contest of draft reports, extensive discussions with respective stake holders and SBP inspection team.
• Handle LEA enquiries, TFS applications, conduct name-screening, and maintain necessary liaison with internal departments and external authorities such as SBP, NADRA, and PBA.
• Periodically review the submission of regulatory returns.
• Drive end-to-end management of SBP data and information requests, facilitating cross-functional collaboration for timely and accurate responses.
• Review and interpret regulatory directives/circulars issued by SBP and ensure their timely dissemination to concerned stakeholders.
• Conduct KYC reviews of credit facilities and prepare review reports.
• Maintain and regularly update the internal repository of SBP circulars, regulations, guidelines, and related compliance documents.
• Follow up on observations raised by the Internal Audit Division and maintain a proper record of all observations.
• Prepare and submit assigned internal and external reports to the relevant authorities.
• Access the SECP portal to obtain corporate and KYC-related documents of Saudi Pak's customers for the concerned divisions.

Assistant Manager SBP Inspection Coordination & Reporting at Askari Bank Limited (2022-08 – 2026-07)

• Supervision of SBP inspections (Annual, Thematic, on-site inspections and off-site supervision) including review and finalization of Point of Contest of draft reports, extensive discussions with respective stake holders and SBP inspection team.
• Drive end-to-end management of SBP data and information requests, facilitating cross-functional collaboration for timely and accurate responses.
• Serve as the principal liaison with the State Bank of Pakistan (SBP), ensuring clear, timely, and compliant communication on all regulatory, supervisory, and inspection-related matters.
• Oversee the management of Central Bank Inspection Reports and ensure the timely submission of periodic compliance to the regulator after validation from Internal audit.
• Coordination with various groups/division /department for seeking of information regarding queries raised by SBP on an ongoing basis.
• Coordinate with internal & external auditors for seamless collaboration and compliance.
• Maintaining Liaison within the Bank and external regulators for reporting/ compliance.
• Prepare Reports, Agenda Packs and Presentations for Board Committees.
• Prepare and maintain an updated MIS to track and manage all regulatory queries.

Compliance Officer – LEA Coordinator at National Bank of Pakistan (2021-04 – 2022-08)

• Liaison with Regulatory bodies, Revenue boards, and Authorities to ensure smooth handling of all correspondence, with proper dissemination to relevant groups.
• Ensured compliance from process owners in relation to letters, complaints, Court Orders, SRO Summons & instructions received from LEAs, SBP and regulatory bodies.
• Liaison internally with the bank's Legal Department to obtain legal opinions on information requisitions receive under various Laws and Acts.
• Provide support to Branch/Line Managers in the preparation, collection, and submission of information and records to Law Enforcement agencies.
• Oversee completion and monitoring of timely reporting to law enforcement agencies regarding the provision of bank account data and records within the specified time frame.

Manager Compliance at Bank of Azad Jammu & Kashmir (2015-09 – 2021-03)

• Conduct comprehensive review of the Bank wide Policies/ SOPs/Manuals/ Products Programs etc. ensuring the documents are prepared in line with regulatory guidelines.
• Review and interpret regulatory directives/circulars issued by SBP and ensure their timely dissemination to concerned stakeholders.
• Scrutinize high-risk accounts documents (PEPs, NGO/ NPO, Charity, Trust) prior to account opening, conducting comprehensive due diligence to assess associated risks.
• Customer account activities review, transactions analysis enhanced due diligence (EDD) on the accounts and end to end investigations on AML cases.
• Reporting of STRs and Currency Transaction Reports CTRs
• Follow up on observations raised by the Internal Audit Division and maintain a proper record of all observations.
• FATCA & CRS due diligence and timely reporting to Internal Revenue Service (IRS) and FBR.

Officer HR at Bank of Azad Jammu & Kashmir (2013-05 – 2015-09)

• Plan, implement and manage the overall Talent Acquisition Strategy.
• Perform duties such as job descriptions, job posting and promotion and hiring analytics.
• Plan and implement training programs.
• Assist in performance management and employee’s evaluation.
• Maintaining employees’ records and paperwork.

Master of Business Administration in Finance – COMSATS Institute of Information Technology (2009 – 2011)