Chief Technology Officer | Payments & Digital Banking Technology Leader
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I am a fintech technology leader with 16+ years of experience in digital payments, acquiring, payment gateways, POS/MPOS/SoftPOS, wallets, switching, core banking, and large-scale financial platforms. I am currently working as CTO at TapSys, leading technology strategy, architecture, engineering delivery, infrastructure, production operations, reconciliation, security governance, and platform reliability for high-volume payment systems.
I have led and delivered complex financial technology platforms including Wallet System, Core Banking System, Acquiring System, POS Application, Payment Gateway, and Switch platforms. My experience includes Raast QR/RTP, ISO8583, ISO 20022, Visa/Mastercard integrations, EMV L3 device certification, PCI DSS, SOC controls, ISO 27001-aligned practices, cyber resilience, data governance, reconciliation, settlement, AML/CFT, TMS, and 24x7 production operations.
I have worked on large-scale banking and fintech systems for clients including UBL, FBL, National Savings/CDNS, NBP, MMBL, DIB, PSO, and Axian international projects across multiple countries.
