Aneel Kumar

Microfinance sales professional with over two years of experience in Umerkot. Built a PKR 72 million gold loan portfolio across 263 clients at U Microfinance Bank, and currently working as Customer Relationship Officer at Halan Microfinance Bank, Umerkot. Strong in field marketing, client relationships and meeting targets.

Customer Relationship Officer (CRO) at Halan Microfinance Bank (2026-10 – Present)

• Currently managing client acquisition and loan business for the Umerkot branch.
• Handling client visits, loan assessment, documentation and follow-ups.
• Maintaining client relationships to support portfolio growth and quality.

Relationship Officer at U Microfinance Bank Ltd (2023-08 – 2025-10)

• Built a gold loan portfolio of PKR 72 million (GLP) by acquiring and servicing 263 clients.
• Generated new business through field marketing, customer visits and referrals across the Umerkot region.
• Explained gold loan products, assessed client needs and completed documentation and disbursement as per bank policy.
• Maintained strong client relationships to encourage repeat financing and a healthy portfolio.
• Coordinated with branch management on sales targets, follow-ups and reporting.

BS in Information Technology – Benazir Bhutto Shaheed University, Lyari, Karachi (2017 – 2021)