Malik Muhammad Usman

Position in the Financial/Economics services sector that would afford me the opportunity to make meaningful contributions towards overall corporate objectives by capitalizing upon my knowledge.

Personal Banking Manager - PBM - Meezan Bank Limited - Islamabad

(2019)

• Customer Relationship Management and Business Generation as per assigned targets
• Achieving deposit targets through existing and new customers
• Worked on assigned portfolio to strengthen relationship with existing customers
• Understanding complaints & Resolving transaction disputes
• Analyzing and understanding Customer needs and leads generation
• Cross Selling Bank Products (Car Finance, Home Finance, Consumer ease products)
• Onboarding customer for Corporate finance and trade business
• Meeting with customers to strengthen the relationship and new referrals

Branch Operations - BSO - Meezan Bank Limited - Islamabad

(2012-06 - 2019)

Joined Meezan Bank Main branch Islamabad as Trainee Cash Officer (TCO).

• Individual / Joint Accounts
• Sole Proprietor, Partnership and Company Accounts
• Review account opening documentation making sure all documents are in compliance and all posting in system with accuracy
• Clearing Inward & Outward, Same day, Intercity, FOBC, OBC & IBC
• Making of Pay Order, CDR, FDD and TDR
• Fund Transfer, RTGS, FTT and salary's transaction along with reconciliation
• Handling Customer queries and issue Account Statement and Maintenance Certificates
• Issuance of ATM Cards and Cheque books, Operate Lockers
• As Universal Teller (Receipts & Payments of PKR & Foreign Currency)
• Cash Sorting for ATM and Counter as per SBP Regulations
• Utility Bills and Home Remittance transactions
• Preparing Cash Books and Balance Sheet
• Daily Transaction Reconciliation
• Assurance of SBP Rules & Regulations, Bank Policies, Audit & Compliance
• Experience of handling internal, external and SBP Audit

Masters of Commerce - Finance - Federal Urdu University, Islamabad (2015)

Bachelors of Commerce - Punjab University (2011)

Intermediate of Commerce - Federal Board Islamabad (2009)

Matriculation - Science - Rawalpindi Board (2007)