Muhammad Hamza Siddiqui

An experienced individual having expertise of accounts and financial management and investment

Management of bank daily liquidity position

 Investing excess cash balances to maximize returns.

 Maintaining and trading Islamic bonds portfolio (Sukuks)

 Trading in interbank deposits swaps managing the interest rate risk of banks portfolio using money market tools.

 Maintaining the Statutory Liquidity Ratio and Cash Reserve Ratio in line with state bank requirements

 Improves Bank profitability by placing funds at an effective rate.

 Forecast interest rates, analyze and provide advices based on market liquidy to enable better decision making

 Ensure every trading position is undertaken within the set parameters, company’s internal policies, controls and regulatory guidelines

 Increase the banks profitability via capital gain income through active trading in Islamic based Bonds

 Assess the control environment of the organization with extensive risk assessment

 Assist in mapping process and risk assessment to document compliance with the COSO 2013 framework in coordination with external auditors and management

 Perform Internal Control Risk Assessment and monitor the implementation of established actions plans

 Evaluating and designing B2P’ processes and control environment to ensure compliance with law regulations and General Standards.

 Assist in the development of testing strategy, and integrated SOX and operational risk framework.

 Develop audit programs, control review objectives, timelines, workflows, and budgets as needed further

Assist internal auditors, external auditors, and/or consultants, as needed.

 Assessed the Credit ratings of client when working on a Credit Risk Project

Recently have undergone CFA level 1 examination, awaiting results