Muhammad Naveed

Experienced Accounts and Banking Professional with 15+ years of experience across accounting operations, banking services, cash management, financial documentation, transaction processing, and account handling. Currently working as an Accounts Executive at Sabroso, with strong hands-on experience in cash and financial records, salary disbursements, sales invoices, vouchers, ledger balancing, banking coordination, and ERP-based financial operations. Previously served with United Bank Limited (UBL) in banking roles, gaining practical expertise in account opening, customer documentation, banking transactions, ATM balancing, foreign currency transactions, pay orders, and banking instruments.

Detail-oriented professional with a strong focus on financial accuracy, documentation, reconciliation, and operational control.

Accounts Executive - Sabroso

(2022)

• Manage daily accounting and financial transactions, ensuring accuracy and proper documentation.
• Maintain and verify cash records, receipts, payments, vouchers, and financial postings.
• Prepare and process sales invoices according to operational and accounting requirements.
• Manage staff salary disbursement records and support timely payroll-related transactions.

Cash Officer - Sabroso

(2017 - 2022)

• Managed daily cash handling and staff salary disbursement activities.
• Prepared and processed sales invoices according to operational requirements.
• Maintained cash vouchers, expense records, and financial documentation.
• Recorded and organized daily financial transactions.

OG-II - United Bank Limited (UBL)

(2012 - 2016)

• Handled account opening procedures and verified required customer documentation.
• Managed issuance of cheque books and ATM cards in accordance with banking procedures.
• Verified SS cards and maintained accurate customer account information.
• Performed call-back confirmations to support transaction security and verification.

Cash Officer - United Bank Limited (UBL)

(2011 - 2012)

• Handled daily cash transactions and maintained accurate cash records.
• Performed ATM balancing and supported cash reconciliation activities.
• Prepared and processed pay orders and banking instruments.
• Managed credit card-related documentation and processing requirements.

BS - Banking & Finance - University of Gujrat

Bachelor of Arts (BA) - University of the Punjab, Lahore

Intermediate - BISE, Lahore

Matriculation - BISE, Lahore