Muhammed Asim

Having approx. 5 years' exposure in Microfinance banks in Credit & Loan Verification. Experienced with all stages of the loan verification in line with Prudential regulations and Bank's policies. Well-versed to establish strong service culture without compromising key controls in line with Credit Policy & procedure/other covenants. Strong to iculcate culture of Credit Compliance.

Verification Officer at Khushhali Microfinance Bank Limited (2023-06 – Present)

• Ensure to assess customers knowledge of the business and purpose of the loan usage.
• Verify and assess the credit history of the applicant in line with Prudential Regulation / Credit Policy / Procedures.
• Ensure vigilance & identify serious non-compliance issues during verifications & document the observation(s) and report to line Managers immediately.
• Adherence of Credit Policy/ / Procedures / Guidelines circulated from time to time.
• Reporting/Maintenance of MIS

Loan Officer at HBL Microfinance Bank Limited (2022-11 – 2023-05)

Assistant Credit Officer at FINCA Microfinance Bank Limited (2021-08 – 2022-11)

Training at Ghazi and Company, Chartered Accounts

03 Months Training

Masters of Commerce – Bahauddin Zikrya University, Multan (2020)

Bachelors of Commerce – Bahauddin Zikrya University, Multan (2018)