Qunber Raza

Finance & Risk professional, diverse experience in areas such as risk management, regulatory reporting and financial analysis. In-depth knowledge of current and emerging Liquidity, Capital and IRRBB, market risk management tools and IFRS-9. Possesses insight about the changing global & local economic scenario and its impact on financial sector

Unit Head – Balance Sheet Management at Standard Chartered Bank Pakistan Limited (2022-10 – Present)

• Heading the ALCO, BASEL and Balance sheet management unit
• Country ICAAP and Recovery & Resolution Plan (RRP) Co-Ordinator
• RRP lead for 2 clusters: Africa and Middle East & Pakistan

Senior Manager Operational Risk at Standard Chartered Bank Pakistan Limited (2021-07 – 2022-09)

Risk Management Department

• Align the assigned Businesses / Functions in country operational risk management approach to the Risk Management Framework & oversee its effective application
• Periodically assess the country operational risk profile of assigned units/ functions and 2nd line & maintain alignment with risk appetite
• Assess the control environment as 2nd line including, but not limited to, control design, control execution, control testing and control history

Senior Manager Finance – ALCO & BASEL Desk at Standard Chartered Bank Pakistan Limited (2020-04 – 2021-06)

Finance Department

• Preparation & Reporting of ICAAP Document for Group & Regulatory Reporting
• Implementation of BASEL III Liquidity Tools (including LCR, NSFR as per SBP & PRA guidelines)
• Review & Preparation of BASEL III Capital Return (Country & Islamic) along with Pillar 3 disclosures
• Worked on Regulatory Stress Testing (Country & Islamic) & Advanced Stress Testing Approaches
• Compliance & Adherence to Operational Risk Framework & Regulatory Guidelines
• Financial & Capital Forecasting for Strategy and Budget exercise
• Implementation of Capital Risk Appetite & Bank's risk appetite statement
• Preparation & Implementation of Recovery Plan for Group & Regulatory Reporting
• Compliance and Implementation of FTP Mechanism
• ALCO Pack Preparation & Presentation
• Adherence to ad-hoc requests & providing analytics on Balance Sheet Management

Manager Finance at Standard Chartered Bank Pakistan Limited (2016-06 – 2020-03)

Finance Department

• Quarterly BASEL III Capital & Liquidity Reporting
• Quarterly Stress Testing Report
• Monitoring of Key Liquidity Ratios

Assistant Manager - Market, Liquidity Risk and TMO at Dubai Islamic Bank (2013-04 – 2016-06)

First Islamic Bank in the World

• Daily Monitoring of Treasury, that treasury is working in the limits/parameters defined by State Bank of Pakistan or Board of DIBPL
• Preparation of a comprehensive, monthly risk management dashboard for the consumption of the ALCO committee, Risk Management Committee (RMC) and for BOD reporting
• Quarterly BASEL III Capital & Stress Testing Reporting
• Development of VAR models for fixed income and FX products
• Daily Monitoring of liquidity ratios as per ALCO, RMC, BRMC, & BoD approved thresholds
• Notes/Disclosures of Capital Adequacy in quarterly, Semi-annual and Annual Financial Statements

Senior Visiting Faculty Member at Tabani's School of Accountancy (TSA) (2016-02 – Present)

• Teaching Advance Taxation (ATX – UK) and Taxation (TX – UK) of ACCA

Senior Visiting Faculty Member at Escribir College of Advance Studies (ECAS) (2011-01 – 2016-02)

• Teaching Taxation (TX – UK), Advance Taxation (ATX – UK) & Financial Reporting (FR) to ACCA

Finalist – Institute of Chartered Accountants in England and Wales (ICAEW) (2012 – 2012)

UK Member – Association of Chartered Certified Accountants (ACCA) (2009 – 2009)

Bachelors of Commerce in Commerce – University of Karachi (2010 – 2010)