Raniya Tanawar

ACCA-qualified finance professional with 8+ years of experience in financial planning & analysis (FP&A), corporate ratings, financial analysis, risk assessment, management reporting, and stakeholder management across manufacturing, financial services, consulting, and corporate sectors. Proven expertise in budgeting, forecasting, variance analysis, credit risk evaluation, and leading cross-functional teams.

Manager – Investigations - Cooper Young Chartered Accountants & Insolvency Practitioners

(2025-09 - 2026-02)

• Allocate cases and monitor progress to ensure timely completion
• Oversee investigations into insolvent individuals and entities
• Engaged with Liquidator regarding investigation strategies and evidence-gathering plans
• Validate investigation findings before escalation or prosecution
• Assign cases based on complexity, risk level, and team capacity
• Highlight findings into insolvency-related fraud, misconduct, and financial irregularities
• Ensure investigations comply with insolvency laws and enforcement policies

Deputy Manager FP&A - Premier NX (Dinco Pakistan LTD) - Lahore

(2024-07 - 2025-02)

• Assisted in annual departmental budgeting cycle with department heads and senior management
• Prepared monthly financial analysis reports and management updates for senior leadership
• Conducted variance analysis against budgets and forecasts to identify business risks and operational trends
• Managed invoice preparation, approvals, and system postings through QuickBooks
• Supported management decision-making through financial insights and reporting analysis

Group Finance Manager - Panasian Group - Lahore

(2023-09 - 2024-07)

• Led budgeting and forecasting processes with department heads and senior management
• Prepared MIS reports, dashboards, and executive presentations highlighting KPIs
• Supervised accounting operations including AP, AR, billing, and general ledger functions
• Liaison with External Auditors to ensure timely completion of audit and maintain audit file/ details required for external auditors' review. Resolving long term issues
• Compliance with Revenue recognition standards

Supervising Senior / Senior Financial Analyst - Pakistan Credit Rating Agency (PACRA) - Lahore

(2018-01 - 2023-08)

• Conducted credit rating assessments and financial risk evaluations across multiple industries
• Performed in-depth analysis of financial statements, business risks, and industry positioning. Qualitative and Quantitative Analysis
• Prepared financial assessments, ratio analysis, rating reports, and regulatory documentation
• Presented rating proposals before rating committees and senior stakeholders
• Developed a whole new Ratings Management function within the Rating department to cover performance management

ACCA - Accounting - Association of Chartered Certified Accountants (2016)

BSc (Hons) - Applied Accounting - Oxford Brookes University (2014)

Certified Accounting Technician - Accounting - Association of Chartered Certified Accountants