Finance Manager at Olivia Boutique (2024-12 – Present)
- Responsible for full financial operations, including cost reconciliation and expense monitoring.
- Manage payroll processing, compensation administration, and employee benefits programs.
- Conduct cost and margin analysis to business strategy, pricing accuracy, and profitability.
- Oversee financial controls and ensure accuracy in boutique financial reporting.
Section Manager, Contract Administration at Luma Energy (2024-01 – 2024-12)
- Directed AMI executive team in contracting & execution of $877MM projects, ensuring FEMA compliance.
- Provided logistics training to the Vegetation Management Team, supporting $1.2B CUM compliance with FEMA standards.
- Led cross-functional teams to streamline project execution, enhance vendor coordination, and reduce operational risks.
- Developed and implemented training programs for contract administrators and invoice specialists, improving contract execution efficiency.
Regulatory Compliance Advisor at Oriental Bank (2023-01 – 2023-12)
- Spearheaded regulatory loan review process, ensuring compliance with 12 CFR §345 and federal banking standards.
- Achieved backlog reduction, completing 2022 Q4 regulatory loan applications for federal reporting.
- Led training sessions for new compliance recruits, enhancing operational efficiency.
- Assisted in preparing for Dodd-Frank Act §1071 rollout, developing compliance work plans for future regulations.
Project Manager at Arroyo & Ríos Law Firm (2022-01 – 2023-12)
- Led Corporate Governance Annual Disclosure compliance project for a leading insurance company under NAIC Rule 104.
- Developed new disclosures, risk mitigation strategies, and compliance reports.
- Identified contractual risks and improved regulatory documentation processes.
Licensed Broker at Real Estate Broker (2019-01 – Present)
- Negotiate high-value real estate transactions, manage contracts, and coordinate title insurance policies.
- Provide concierge services for Act 60 investors, assisting with legal, financial, and relocation needs.
Relationship Management Associate at Citi International Financial Services (2015-01 – 2016-12)
- Managed high net worth offshore investment clients, ensuring compliance with BSA/AML regulations.
- Conducted due diligence & risk assessment for high-risk clients, enhancing portfolio security.
- Assisted in designing diversified investment strategies for family-owned business portfolios.
Branch Developer, Popular Risk Services at Banco Popular de Puerto Rico (2011-01 – 2014-12)
- Developed cross-selling initiatives for Lie Insurance & Annuities, increasing sales by 115% YoY.
- Re-designed annuities operational procedures, streamlining accounts payable from 6 to 2 weeks.
- Led compliance reporting & FINRA regulatory audits.
Various Roles in Investment & Wealth Management at UBS Financial Services Incorporated of Puerto Rico (2004-01 – 2011-12)
- Served as Senior Investment Analyst, Institutional Consulting, optimizing high net worth client portfolios.
- Designed and implemented an educational training program for financial advisors, improving consultative selling skills.
- Acted as liaison between financial advisors and senior consultants, improving internal operations.
Financial Advisor at Morgan Stanley (2001-01 – 2004-12)
- Managed a $3MM investment portfolio, achieving FINRA licenses 7, 31, 65, and 66.
- Led client acquisition efforts through networking relationship management, and financial advisory training.
