Esteban Escute

Accounting and Financial Management professional with more than 20 years of experience leading accounting operations, financial reporting, budgeting, accounts receivable, credit and collections management, dispute resolution, cash flow optimization, customer account reconciliation, payment negotiations, financial analysis, and internal controls. Proven track record of improving collections performance, resolving complex receivable discrepancies, strengthening cash flow, and supporting executive decision-making through accurate financial reporting and operational analysis.

Controller / Financial Operations Manager at Pet Canem LLC (2010 – Present)

• Direct and oversee all accounting and financial operations of the organization.
• Manage full-cycle accounting operations including general ledger, journal entries, account reconciliations, accounts payable, accounts receivable, payroll administration, and cash management.
• Directed all accounts receivable and collections activities, monitoring customer balances, aging reports, payment trends, and collection performance to maintain healthy cash flow.
• Conducted collection efforts for current and past-due accounts through proactive communication, payment follow-up, and resolution of billing disputes.
• Negotiated payment arrangements, settlement agreements, and repayment schedules with customers while preserving strong business relationships.
• Investigated and resolved invoice discrepancies, pricing variances, unapplied cash, short payments, deduction claims, and account disputes.
• Processed account adjustments, credit memos, write-offs, refunds, and corrections in accordance with company policies and controls.
• Performed account reconciliations and customer statement reviews to ensure accuracy of receivable balances.
• Monitored accounts receivable aging and implemented strategies to reduce delinquent balances and improve DSO.
• Evaluated customer creditworthiness, established credit limits, and monitored exposure to minimize bad debt risk.

Controller at International Textile Group (2004 – 2010)

• Directed accounting and financial operations including AP, AR, payroll, budgeting, and reporting.
• Managed high-volume accounts receivable portfolios, ensuring timely invoicing, payment processing, collections, and customer account maintenance.
• Developed collection procedures that improved payment performance and reduced delinquent account balances.
• Resolved billing discrepancies, chargebacks, deductions, and disputed invoices through detailed account analysis.
• Negotiated payment settlements and structured repayment plans for delinquent customers, improving cash recovery and reducing write-offs.
• Prepared aging analyses, collection status reports, bad debt evaluations, financial forecasts, and management reports.
• Assisted in establishing credit policies, conducting credit reviews, and strengthening receivables management controls.

MBA in Accounting

BBA in Finance