Rafiq Ahmad

I am a hardworking, honest and loyal employee with great experience in insurance industry.

Qatar Fertilizer Company

December 2015 till date

Senior Insurance Specialist

As Senior Insurance Specialist, I am responsible for all insurance related matters which include strategy, procurement, evaluation & claim management.

Responsible for planning, coordinating, and delivering the full range of insurance management activities covering, procurement, budgeting, compliance with

Lenders Insurance requirements, claims investigation and negotiation, insurance risk management and relationship management.

Reporting to the Chief Financial Officer and have a close coordination with various levels within the company as well as external parties including Insurance

Brokers, Local Insurance Companies, Re-insurers, Underwriters, and Adjusters and Claim Managers. I serve as a focal point and interface between the insurance market and organisation.

Key Accountabilities

Formulate and establish Policies and Procedures to govern insurance procurement and administration, claims investigation and management. Conduct regular review to ensure appropriateness for the operating environment.Continuously monitor effectiveness of insurance strategy and revise to ensure optimum protection based on economic factors and the operating environment.

Evaluates proposals submitted by insurance companies and provide the appraisals as required to the tender committee/Management.

Coordinate the implementation of the Risk Improvement Recommendations as necessary, with various divisions, departments, and sections. Document the developments and update the insurance market appropriately.

Reviews and assesses insurance clauses of various contracts of the Company to ensure all property, other assets and personnel are adequately covered under various insurance policies and their provisions. Highlights areas of concern and escalate potential challenges with management until resolved. Initiate the placement of temporary or special insurance to meet operational needs as required from time to time.

Lead the evaluation of bids received and actively manages the administration of the resulting program.

Lead negotiations with existing and new insurance providers to obtain the most cost-effective coverage for the Company or its expansion projects.

Provides advice to various departments and contractors at the tender stage on coverage required for insurance purposes. Participate in analyzing the scope of work and possible risks, to ensure that the Company is fully covered.

Responsible for the timely notification of insurers of any incident(s) which may be due to their significance and may result in a claim. Advise the concerned department(s) on required reports and documents necessary to prepare a formal claim. Coordination in negotiating all claims to a final settlement.

Analyse ongoing insurance policy performance especially prior to renewal dates and highlights any shortfalls and provides specific recommendations with financial support, for improvement in the renewal provisions.

Cunningham Lindsey Saudi Limited

March 2010 till November 2016

Branch Manager Jeddah

As Branch Manager, I was responsible for the overall functioning of the office,

liaising with various insurers, brokers including reinsurers etc for new jobs,

ensuring timely surveys and issuance of appropriate reports. My role exposed me to the functioning of large corporates about their insurance program and ourrecommendations were widely accepted.Arabian Inspection & Survey Company Ltd (Manager Lloyds Agency)

April 2009 February 2010

Engineer Surveyor & Loss Adjuster.

I was handling various types of Marine & Non-Marine claims reporting to the

General Manager. I worked on the claims pertaining to the major multimillion projects like King Abdulla University of Science & Technology & GSM Network installation of Mobily Network in Saudi Arabia.

Shahzada Surveyors

April 1996-March 2009

Principal

Practiced as an independent surveyor Licensed by Ministry of Finance Government of India and was working with all the Government Subsidiaries of General

Insurance Corporation of India & other major private players in India

• Bachelor of Engineering - Electrical Engineering

Bangalore University,

August 1995.

• IFCE (Saudi Arabian Monetary Agency) 2011
• AIIISLA India