Mohammad Alqutob

Finance professional with 14+ years of experience in Saudi Arabia, specializing in contracting, construction, establishment & finishing, and real estate development. Strength across project accounting, month-end closing, budgeting, variance analysis, cash flow management, vendor/supplier follow-up, and VAT compliance. Trusted partner to owners and operations teams to protect liquidity, strengthen cost control, and deliver timely management reporting.

Finance Manager at Establishment & Finishing (Contracting) (2024-04 – Present)

• Lead the end-to-end finance function across establishment & finishing projects: GL, AP/AR, payroll, and month-end close.
• Own treasury and cash management: monitor cash position, prepare rolling cash flow forecasts, and coordinate owner funding to maintain liquidity.
• Prepare and submit VAT returns and maintain compliant records and supporting schedules.
• Develop annual and project budgets with operations/procurement; track actuals vs budget and deliver variance analysis (cost and time impact).
• Assess variation orders/change requests and quantify cost implications to support pricing, claims, and commercial decisions.
• Deliver owner-level reporting: profitability by project, cost drivers, working capital movements, and actionable recommendations.
• Maintain financial policies, procedures, and internal controls (approval matrix, payment authorizations, vendor onboarding, document retention).
• Use Oracle, Odoo, and Microsoft Dynamics to strengthen transaction control, reporting accuracy, and audit trail.

Senior Accountant (Projects / Contracting) at Al Sa’aada Company (Kudu Group) (2022-05 – 2024-02)

• Supported finance operations for factory construction and contracting activities, ensuring accurate cost capture and timely reporting.
• Managed vendor/supplier follow-up: PO/invoice matching, payment requests, aging tracking, and dispute resolution.
• Executed month-end close: reconciliations, accruals, cost allocations, and management reporting.
• Supported VAT/tax-related requirements and maintained organized documentation for internal reviews and audits.
• Prepared project cost analyses and variance explanations to help control overruns and improve margins.

Accountant of All Projects at Al-Romancyya (2018 – 2021-09)

• Main accountant for multiple projects (restaurants, malls, and commercial sites), responsible for project-level P&L and cost tracking.
• Produced project profitability analysis and identified deviations from budgets; supported corrective actions with operations and procurement.
• Issued invoices and coordinated with vendors, subcontractors, and contractors on billing and supporting documentation.

Senior Accountant / Project Accountant at Team Construction & Development (Sumou Holding) (2015 – 2017)

• Financial supervision for the Dahiat SUMOU Makkah development (project value: SAR 2.3B), covering mixed-use residential and entertainment components.
• Tracked project expenditures, subcontractor extracts, and supplier invoices; ensured proper coding and timely posting to the GL.
• Supported progress billing/claims, retention tracking, and reconciliation of client/contractor statements.
• Performed unit-level cost allocations and profitability/ROI analyses to support management decisions and reporting.

Financial Accountant at Mada Al Sharqiah Real Estate Development Co. (2012 – 2015)

• Performed cost entry and maintained accurate cost schedules for real estate development activities.
• Calculated project and unit-level returns and performed analytical comparisons between projected and actual expenses.
• Prepared periodic financial reports for management, highlighting key variances and insights.

Project Accountant & Supervisor at Lada Trading & Contracting Co. (2005 – 2011)

• Project accountant overseeing financial responsibilities across multiple contracting projects in the central region, including hotel developments.
• Prepared and matched bills and claims for clients, subcontractors, and suppliers; issued financial claims and payment requests.
• Reviewed contractor extracts, allocated costs to units, and supported project profitability and return calculations.
• Performed bank reconciliations and daily cash/bank reporting; supported payroll processing and staff salary calculations.

B.A. in Business Administration & Financial Management – Mustansiriyah University (2003 – 2003)