Najla Alrsaam
Risk Management & Compliance professional with experience in insurance, reinsurance, governance, and regulatory compliance aligned with Saudi Central Bank and AML frameworks. Experienced at Zakat, Tax and Customs Authority and trained at Marsh McLennan. Certified through Misk Foundation and Financial Academy with exposure to fintech and InsurTech.
وظّف هذا الشخص
أرسل عرض عمل مباشرة لهذا المرشح
نبذة
Strategic and results-driven Risk Management, Reinsurance, and Compliance Professional with a Bachelor's degree in Risk Management & Insurance and hands-on experience across insurance, reinsurance, governance, and fintech. Skilled at conducting risk assessments, analyzing insurance policies, and designing InsurTech solutions. Proven ability to collaborate with senior stakeholders, optimize risk mitigation strategies, and ensure regulatory compliance.
Currently pursuing a Master's in Economic Crimes to further deepen expertise.
الخبرة
Risk Management Analyst at Marsh McLennan – MGC (2024-08 – Present)
Monitor and analyze risk indicators, conduct scenario analysis, support ERM frameworks, assess compliance risks, and develop risk management strategies.
- Monitor key risk indicators (KRIs) and develop early warning systems to detect emerging risks and propose timely corrective actions.
- Conduct scenario analysis and stress testing to evaluate the impact of potential market, operational, or regulatory events on client portfolios.
- Support enterprise risk management (ERM) frameworks by aligning risk appetite, tolerance, and control measures with organizational objectives.
- Assess compliance risks by reviewing internal processes against regulatory standards such as SAMA, AML, and international insurance guidelines.
- Assist in developing risk control matrices and risk registers to document, track, and prioritize risks effectively.
- Facilitate risk workshops and training sessions for employees to increase awareness and strengthen a risk-conscious culture.
- Evaluate reinsurance arrangements and risk transfer strategies to optimize financial protection for clients.
- Benchmark client risk profiles against industry best practices to identify performance gaps and recommend improvements.
- Participate in business continuity and crisis management planning to ensure resilience during unexpected disruptions.
- Provide insights on emerging risks such as cyber threats, ESG-related risks, and geopolitical exposures.
Compliance Risk Management Associate at Zakat, Tax & Customs Authority (ZATCA) (2022-08 – 2022-11)
Conducted compliance risk assessments, prepared monitoring reports, and supported AI-driven InsurTech risk model development.
- Conducted compliance risk assessments across multiple regulated sectors.
- Prepared risk monitoring reports and dashboards to measure program effectiveness.
- Supported development of AI-driven InsurTech risk models to strengthen compliance.
Governance & Compliance Contributor (Participant) at Misk Foundation – Nonprofit Sector Skills Program (2024-03 – 2024-06)
Completed governance and risk management training and designed risk-based compliance frameworks for nonprofit organizations.
- Completed 108 hours of governance and risk management training.
- Designed risk-based compliance frameworks for nonprofit organizations.
- Recommended improvements to align with Saudi regulatory risk standards.
Administrative Officer at King Abdulaziz Medical City (2023-12 – 2024-04)
Supported internal processes with focus on operational risk reporting and assisted in improving data collection and reducing process risks.
- Supported internal processes with a focus on operational risk reporting.
- Assisted management in improving data collection and reducing process risks.
التعليم
Bachelor's Degree in Risk Management & Insurance – Muhammad ibn Saud Islamic University (IMSIU) (2022-12)
Master's Degree in Economic Crimes – Prince Naif University for Security Services (2027)
