Aarav Jain

I did not start my journey wanting to predict markets - I started by trying to understand why they move.

During my undergraduate years at NMIMS, I was fascinated by how data could reveal market behaviour long before narratives caught up. I built my first financial model with more curiosity than confidence, and slowly realised that numbers tell stories if you learn to listen.

But curiosity alone was not enough. Early on, I experienced the gap between theory and market reality, where valuations met volatility and models met uncertainty. That is when I realised that understanding finance meant understanding structure and data together, and I began working with tools like Python and analytics to bring more structure to complexity.

Over time, my interest shifted from just analysing markets to understanding how capital is structured and distributed across them. Each experience, from academic projects to live exposure in financial environments, reinforced that finance is not just about prediction, but about interpretation under uncertainty.

Now, as an MSc Finance student at the National University of Singapore and an intern at UTI International, I work closely with product and institutional sales teams. My exposure spans offshore fund distribution across UCITS structures and GIFT City (IFSCA) domiciled funds, along with investor communication, macro research, fund flow analysis, and product positioning across markets. This has given me a more grounded view of how investment products actually move through institutional channels and across jurisdictions.

The journey is now less about building models in isolation and more about understanding how markets, structures, and client behaviour come together in real time.

The challenges along the way taught me resilience; the learning taught me perspective. The happy ending, at least for now, is knowing that I’ve found where data meets decision-making - and that’s where I want to keep building.

Investments Intern at UTI INTERNATIONAL (SINGAPORE) PRIVATE LIMITED (2026-04 – Present)

Led product positioning, market insights, and fund strategy initiatives

• Authored 15+ investment notes, earnings summaries, and 4 macro strategy reports on Indian equities and private credit, translating research insights into sales-ready materials for institutional investors.
• Automated Excel-based monthly factsheet templates for the India Dynamic Equity Fund (IDEF), reducing manual reporting workload and standardizing fund performance reporting for the institutional sales team.

Risk and Compliance Intern at GLAS ASIA (2025-11 – 2026-03)

Performed due diligence, regulatory analysis, and compliance reporting

• Conducted 60+ cross-border AML/KYC and counterparty risk assessments across Singapore, Cayman Islands, and BVI, supporting structured client onboarding and deal execution
• Analyzed MAS regulatory guidance and U.S. Executive Orders, identifying key compliance and counterparty risk exposures affecting cross-border financial institutions and structured finance flows.
• Designed FATCA and CRS compliance templates adopted by the operations team, streamlining tax self-certification and cross-jurisdiction regulatory data collection across 4 jurisdictions.

Portfolio Management Intern at ANAND RATHI INVESTMENT SERVICES (2024-05 – 2024-07)

Executed equity research and portfolio strategy

• Assessed financial performance and market outlook of seven portfolio companies using ratio analysis, earnings projections, and industry benchmarks, guiding portfolio strategy.
• Structured an expansion plan for a new Alternative Investment Fund and multi-asset Portfolio Management Services targeting ~USD 1.2M in seed capital.
• Designed a strategic blueprint for a new entity in GIFT City to channel overseas capital, projected to raise annual client inflows by ~USD 8M.

Finance Intern at INSPIRIGENCE ADVISORS (2023-10 – 2023-11)

Performed financial modelling and deal preparation for capital raises

• Structured financial projections and valuation models for a ~USD 120K seed capital raise for a new jewelry venture.
• Conducted due diligence and developed targeted investor materials to support an IPO raising ~USD 8.3M.

Master of Science in Finance in Finance – NUS BUSINESS SCHOOL, NATIONAL UNIVERSITY OF SINGAPORE (2025-08 – 2027-01)

Bachelor of Business Administration in Finance – NARSEE MONJEE INSTITUTE OF MANAGEMENT STUDIES (2022-07 – 2025-05)