ญาณันธร

Medical Underwriter with over 3 years of experience in Life and Health Insurance. Experienced in medical risk assessment, underwriting decision-making, cross-functional coordination, and providing underwriting guidance to internal stakeholders. Strong clinical background as a Registered Nurse, with a commitment to underwriting quality, accurate risk selection, and continuous process improvement.

RN ASQ - Piyavate Hospital

(2021-01 - 2022-12)

• Documented clinical status, medications, procedures and patient conditions.
• Coordinated patient care between doctor and hospitals to provide quality continued care.
• Planned and executed corrective actions upon adverse information from monitoring equipment.

RN PACU - Praram 9 Hospital

(2022-01 - 2023-12)

• Monitored post-operative patients' levels of recovery and consciousness from anesthesia and providing updates to the treatment team as needed.
• Regularly checked vital signs to quickly intercept any potential issues and ensure a smooth recovery.

Medical underwriter - Thai Life Insurance

(2023-01)

• Perform medical underwriting and assess medical and non-medical risks for individual Life, Health, and Personal Accident (PA) insurance applications in accordance with company underwriting guidelines.
• Evaluate medical evidence and determine appropriate underwriting decisions, including Standard Acceptance, Extra Premium, Exclusion, Postponement, and Decline.
• Perform post-underwriting reviews of policies with temporary exclusions by evaluating updated medical evidence to determine whether exclusions should be maintained or removed.
• Coordinate with agents, healthcare providers, and internal departments to obtain additional information and facilitate timely underwriting decisions.
• Provide underwriting consultation while maintaining underwriting quality, compliance, and service turnaround time (TAT).
• Support complex underwriting case assessments and escalate cases requiring further review to senior underwriters or relevant stakeholders.

Bachelor of Nursing Science - Nursing - Saint Louis College (2018-01 - 2021-12)