Finance Manager at Thai Rubber Latex Group PCL. (2020-11 – Present)
- Manage treasury operations, cash flow, liquidity, and working capital for a publicly listed company group.
- Prepare annual budgets, cash flow forecasts, and financial reports for management and support strategic business planning.
- Monitor daily cash positions and ensure sufficient funding for business operations through effective utilization of banking facilities exceeding THB 1 billion.
- Manage banking relationships, corporate loans, credit facilities, and funding of over THB 1 billion, including negotiation of interest rates and banking terms.
- Oversee foreign exchange transactions and hedging activities to minimize currency risks.
- Achieved THB 3.0 million realized FX gain in 2025 through effective management of foreign exchange transactions.
- Reduced financing costs by negotiating lower interest rates with banking partners, achieving interest savings of 10% below budget in 2024 and further improving to 12% below budget in 2025.
- Prepare financial analysis, liquidity reports, and treasury reports for executive management.
- Ensure compliance with internal financial controls, banking regulations, and company policies.
Financial Project Manager at Pannaphat Development Co., Ltd. (2019-02 – 2020-10)
- Managed financial planning and cash flow for luxury residential development projects.
- Prepared project feasibility studies and financial models for bank financing.
- Coordinated project financing with commercial banks and managed project loan facilities.
- Controlled project budgets and monitored construction payments.
- Worked closely with contractors, consultants, architects, suppliers, and financial institutions throughout project implementation.
Marketing Credit Card Promotion Manager at The Mall Group Co., Ltd. (2018-05 – 2019-02)
- Developed and executed strategic credit card promotion campaigns with leading commercial banks.
- Negotiated campaign structures and marketing privileges to maximize return on investment and customer engagement.
- Analyzed competitor campaigns and customer spending behavior to improve campaign effectiveness.
- Collaborated with banking partners to drive sales growth and strengthen strategic partnerships.
Financial Manager – Financial Management Department at The Mall Group Co., Ltd. (2017-03 – 2018-04)
- Oversaw consolidated financial reporting, budgeting, and cash flow planning for corporate operations.
- Managed banking relationships, corporate loan facilities, and financial transactions.
- Coordinated with commercial banks on financing requirements, credit facilities, and treasury transactions.
- Delivered financial analysis and portfolio performance reports to support management decision-making.
- Led and supervised a finance team of 5 staff members.
Project Manager (Financial) at Pannaphat Development Co., Ltd. (2013-09 – 2017-03)
- Led project finance operations for luxury residential developments.
- Prepared feasibility studies, financial models, and cash flow projections to support bank financing approvals.
- Oversaw project budgets, payment schedules, and contractor agreements throughout project execution.
- Negotiated pricing and sourcing for construction materials and project equipment.
- Coordinated with architects, contractors, consultants, suppliers, and financial institutions to ensure alignment with financial and construction plans.
Assistant Vice President – Corporate Loan Department at Land and Houses Bank PLC. (2010-10 – 2013-08)
- Managed a team of 7 relationship officers and analysts.
- Developed and managed corporate lending portfolios across real estate, manufacturing, trading, logistics, and service industries.
- Performed credit and financial analysis, including cash flow projections, DSCR assessment, and financial ratio evaluation, to support corporate lending decisions and credit approvals.
- Presented credit proposals and lending recommendations to the Credit Committee.
- Monitored client performance and loan facilities to mitigate credit risk and maintain portfolio quality.
Branch Manager – Sampeng Branch at Land and Houses Bank PLC. (2009-09 – 2010-09)
- Oversaw branch operations and supervised 6 staff members to ensure operational efficiency and achievement of business targets.
- Developed customer relationships for deposit products and credit facilities.
- Ensured compliance with bank operational standards and internal controls.
Manager – Corporate Loan Division at Land and Houses Bank PLC. (2006-06 – 2009-08)
- Originated and managed corporate lending relationships across manufacturing, trading, logistics, property development, and service sectors.
- Structured loan facilities and prepared credit approval proposals for corporate clients.
- Maintained and strengthened long-term client relationships to support portfolio growth.
Assistant Branch Manager at Citicorp Leasing Co., Ltd. (2001 – 2006)
- Corporate lending
- Leasing and factoring facilities
- Credit approval
- Bad debt prevention
Senior Marketing Officer at Bangkok Grand Pacific Lease PLC. (2001 – 2006)
- Corporate lending
- Leasing and factoring facilities
- Credit approval
- Bad debt prevention
Relationship Manager at UOB Leasing (Thailand) Co., Ltd. (2001 – 2006)
- Corporate lending
- Leasing and factoring facilities
- Credit approval
- Bad debt prevention
Credit & Marketing Officer at Siam City Leasing Factoring PLC. (2001 – 2006)
- Corporate lending
- Leasing and factoring facilities
- Credit approval
- Bad debt prevention
Credit & Marketing Officer at Siam City Factoring PLC. (2001 – 2006)
- Corporate lending
- Leasing and factoring facilities
- Credit approval
- Bad debt prevention
