Over 10 years of experience in credit analysis across Corporate, SME, and retail lending. Strong expertise in assessing repayment capacity, evaluating credit risk, and preparing credit proposals for approval committees. Proven ability to work collaboratively with cross-functional teams both internally and externally. Experienced in developing credit policies, enhancing credit scoring models, and improving operational processes to increase efficiency. Also experienced in loan restructuring and large-scale project finance transactions.
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Over 10 years of experience in credit analysis across Corporate, SME, and retail lending. Strong expertise in assessing repayment capacity, evaluating credit risk, and preparing credit proposals for approval committees. Proven ability to work collaboratively with cross-functional teams both internally and externally.
Experienced in developing credit policies, enhancing credit scoring models, and improving operational processes to increase efficiency. Also experienced in loan restructuring and large-scale project finance transactions.
Phatra Leasing Public Company Limited (2019– Present)
SME Credit & Housing Loan Data Analysis Specialist
Kasikornbank Public Company Limited (2014 – 2019)
Thammasat University (2016– 2018)
•Bachelor's degree in Faculty of Economics
Chiang Mai University (2009– 2012)
