Alabi Ebenezer

Proactive AML analyst with 5 years of working experience in the banking sector. I specialize in Anti-Money Laundering, Negative news dispositioning, SAR drafting, Fraud investigation, High-risk reviews, Ongoing transaction monitoring, PEP screening, Policy, and procedure development, Adverse news screening, and Case management. Dynamic compliance professional with proven record of success at detecting and preventing fraud.

Seeking an opportunity to contribute to the company's success through hard work, attention to detail, and organizational skills.

AML Analyst at PNC Bank (2023-06 – Present)

• Identify and strategize preventative policy to mitigate new fraud trends when identified.
• Monitor and review cases triggered by multiple transaction monitoring systems and action the account based on investigation conducted.
• Investigate alerts generated using Looker, RDC, LexisNexis, Zendesk, whatismyipaddress to ascertain if it is a case of ATO (Account Take Over), Dispute fraud, elder abuse, or synthetic identity.
• Analyze and manipulate data to identify fraudulent trends to help the fraud operations department in creating fraud prevention strategies.
• Successfully utilized strong analytical skills in SAR writing to identify and investigate potential financial crimes, ensuring compliance with regulatory standards.
• Authored detailed and accurate SAR writing, consistently adhering to strict deadlines and regulatory guidelines.
• Conduct objective, thorough, and timely investigations into allegations of fraud.
• Stays abreast of financial crimes, risk trends, relevant regulations, and compliance standards.
• Performs detailed analysis on Suspicious Activity Reports (SAR) while using FINCEN (Financial Crimes Enforcement Network) database to detect patterns, trends, anomalies and new fraud schemes in transactions and relationships across multiple businesses/products.
• Prioritize and organize tasks to efficiently accomplish service goals by developing solutions and meeting deadlines.
• Carry out analysis of potential risks and sources of vulnerability and apply risk mitigation measures.
• Able to work independently with minimal supervision, as well as contribute to a team environment.
• Communicate with compliance manager to thwart potential money laundering or terrorist financing.
• Assess operational risks, updated code of conduct, and company policies.

AML Analyst at Wells Fargo Bank (2019-11 – 2023-05)

• Identified threats, vulnerabilities, and suspicious behavior patterns to recommend mitigation measures.
• Reviewed documentation to prevent fraud, money laundering, and identity theft losses.
• Demonstrated expertise in SAR writing, crafting clear and comprehensive reports that meticulously detail suspicious activity.
• Escalated unusual activity to the Financial Intelligence Unit (FIU) and assisted with escalating potential risks.
• Reviewed alerts at a high volume to determine if a true match to suspected money launderers, drug dealers, or terrorists.
• Conducted thorough reviews for high-risk clients based on stratified risk level guidelines.
• Recommended new software tools like Documentum, LexisNexis, RDC, and enhancements to improve fraud detection, prevention, and reporting efforts.
• Performed yearly reviews of bank policies and procedures to evaluate compliance with regulatory requirements and standards.

BSc in Business Administration – Ambrose Alli university (2004-07)

Global Language Evaluated