Anupama N.d

Dedicated Banking / Trade Finance specialist officer with 16 years of banking experience in achieving tangible results and cross-team collaboration. Proactive and excited to partner with like-minded individuals to achieve goals.

LETTER OF CREDIT DOCUMENT CHECKER - IDBI BANK LTD. - Hyderabad, Chennai & Bengaluru, India

(2017 - 2026)

• COMPLETE LIFE CYCLE OF LETTER OF CREDIT INCLUDING ISSUANCE (UPAS LCs, TRANSFERABLE LCs, REIMBURSEMENT LCs, STANDBY LCs ETC)
• BILL LODGEMENT UNDER LC
• LC DOCUMENT CHECKER FOR DISCREPANCIES
• LC BILL PAYMENTS, SWIFT MESSAGES
• IEDPMS AND EDPMS (CLEARENCES OF BILL OF ENTRIES AND SHIPPING BILLS)
• LODGEMENT AND PAYMENT OF COLLECTION BILLS (IMPORT AND EXPORT).
• PROCESSING OF SWIFT PAYMENTS OF INWARD AND OUTWARD REMITTANCES.
• EXPORT FINANCE CREDIT TO EXPORTERS I.E. PACKING CREDITS DISBURSEMENTS INCLUDING LC BILL DISCOUNTING AND REALISATIONS.
• MONITORING AND MAINTAINING OF NOSTRO ACCOUNTS.
• MERCHANT TRADE TRANSACTIONS.
• BOOKING, CANCELLATION AND MONITORING OF FORWARD CONTRACTS (HEDGING FOR CREDIT/ ASSET SANCTIONED CLIENTS)
• EXPERIENCE WORKING WITH INTERNATIONAL FINANCE RULES AND REGULATIONS SUCH AS OFAC, SWIFT, ICC URC 522, UCP 600, ISBP 821.
• CUSTOMER INTERACTION AND MAINTAINING TAT FOR RESOLVING QUERIES.

Operations Manager; Credit Manager for MSME customers - IDBI Bank Ltd - Eastern zone West Bengal, Western Zone Gujarat India

(2009 - 2017)

• Associated with branch banking as Operations Manager.
• Credit Manager for MSME (Micro Small and Medium Enterprise) customers.
• Handled appraisal and disbursement of Credit/MSME and Priority sector Lending (PSL loans.
• Demat account operations.
• Supported service in recovering the non-performing asset accounts.
• Conducting regular review meetings with teams.

Master Of Business Administration - Finance - National Institute of Technology, Durgapur, West Bengal, India (2007 - 2009)

B.Tech - Industrial Engineering - JSSATE College of Engineering, Bengaluru, India (2003 - 2007)