Beltus Kratos

Dedicated and licensed Armed Security Officer with a strong background in safety enforcement, surveillance, and emergency response, Committed to maintaining secure environments and ensuring public safety through vigilance, professionalism, and rapid incident response.

Armed Security Officer at potomac protection service (2023-05 – Present)

• Monitor premises to prevent theft, violence, and violations of rules.
• Conduct routine patrols and respond promptly to alarms or disturbances.
• Enforce access control and verify identification of personnel and visitors.
• Prepare detailed incident reports and maintain accurate daily activity logs.
• Collaborate with law enforcement and emergency services during incidents.
• Provided visible deterrence against criminal activity in commercial and residential properties.
• Operated surveillance equipment and monitored CCTV systems.
• Assisted in emergency evacuation procedures and provided first aid as needed.
• Maintained a high level of professionalism and customer service at all times.

Mortgage Loan Processor at PNC Bank (2019-04 – 2023-03)

• Processed and managed an average of 40–50 mortgage applications per month, ensuring accuracy, completeness, and compliance with PNC Bank and federal lending standards.
• Reviewed borrower credit reports, income statements, tax returns, and asset documentation to validate eligibility for various loan products.
• Partnered closely with underwriters, loan officers, and title companies to resolve conditions and ensure timely loan closings.
• Verified compliance with RESPA, TILA, and HMDA regulations throughout the loan process.
• Maintained detailed records in Encompass and PNC's internal Loan Origination System, ensuring 100% audit-ready documentation.
• Communicated proactively with borrowers to gather required documentation and provide application status updates.
• Identified and resolved discrepancies, reducing loan approval turnaround time by 20%.

High school diploma – cpc bali (2016)

Armed Security Guard – Faith Mission Institute (2025)