Ebony Magezi

Anti-Money Laundering Investigator with experience conducting complex financial crime investigations, reviewing customer and transaction activity, documenting investigative findings, and escalating cases for advanced investigation and analysis. Skilled in identifying suspicious patterns, evaluating customer risk, preparing clear written investigative summaries, and supporting compliance with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Know Your Customer (KYC), and Customer Due Diligence (CDD) requirements. Additional experience in accounts payable coordination, financial operations, reconciliations, documentation, and data accuracy.

Experienced and result-oriented Accounts Payable Team Leader with a passion for team leadership and project management.

AML Specialist - Bread Financial - Plano, TX

(2023-12)

• Conducted risk-based investigations of potentially suspicious customer, account, and transaction activity in accordance with BSA/AML policies, procedures, and regulatory expectations.
• Experienced with various regulations/framework BSA, regulation E & Z, FTC Red Flags Rule, OFAC Regulations etc.
• Reviewed transaction histories, account activity, customer information, KYC records, prior alerts, case history, and relevant internal systems to identify unusual or potentially suspicious behavior.
• Analyzed transaction patterns, velocity, frequency, counterparties, geographic exposure, payment activity, and other risk indicators to determine whether activity was consistent with the customer profile.
• Summarized in writing the results of investigations that were conducted, including investigative steps, relevant facts, transaction analysis, risk indicators, disposition rationale, and recommended next actions.
• Escalated cases and issues as appropriate for advanced investigations and analysis, including matters involving complex transaction patterns, elevated customer risk, potential fraud, sanctions concerns, or unresolved suspicious activity.
• Conducted enhanced due diligence reviews involving higher-risk customers, unusual account activity, inconsistent customer information, and complex transactional behavior.
• Collaborated with AML Compliance, Fraud, KYC, Legal, Operations, Risk, and other business partners to resolve investigations and obtain additional information.
• Maintained productivity, quality, timeliness, and accuracy standards while managing multiple investigations and competing priorities.
• Stayed current on internal AML procedures, investigative guidance, regulatory expectations, and emerging financial crime typologies.

Accounts Payable Specialist - Accenture - Dallas, TX

(2023-03 - 2025-12)

• Processed and reviewed invoices, payment requests, purchase orders, expense reports, and vendor documentation for accuracy and compliance with established procedures.
• Performed three-way matching of invoices, purchase orders, and receiving documentation to validate payment eligibility.
• Investigated invoice discrepancies, duplicate payments, missing approvals, incorrect coding, and vendor account issues.
• Coordinated with procurement, finance, business stakeholders, and vendors to resolve exceptions and prevent payment delays.
• Maintained accurate records of invoices, payment activity, adjustments, and issue resolution in internal systems.
• Used Excel to track outstanding items, analyze payment data, identify trends, and prepare management reports.
• Supported month-end close activities, account reconciliations, payment research, and audit requests.
• Followed internal controls, segregation-of-duties requirements, data privacy standards, and financial policies.
• Escalated unresolved issues, suspected errors, and control deficiencies to appropriate teams for review.
• Managed a high volume of transactions while meeting accuracy, productivity, and service-level expectations.
• Assisted with process documentation and workflow improvements that enhanced payment accuracy and operational efficiency.

Accounts Payable Coordinator - Dairy Farmers of America, Inc. - Fort Worth, TX

(2021-02 - 2023-03)

• Review, process, and maintain financial documentation with a high level of accuracy and confidentiality.
• Analyze invoices, payment records, vendor information, and supporting documentation to identify discrepancies, duplicate transactions, unusual activity, and potential control issues.
• Coordinate with internal departments and external vendors to resolve payment exceptions and documentation deficiencies.
• Maintain organized and audit-ready records in accordance with company policies and internal control requirements.
• Reconcile financial data, research variances, and support timely resolution of outstanding items.

BS - Accounting - UT