Gaspard Jules

To obtain a challenging position which will utilize my skills and experience.

Senior Field Examiner/Consultant - Horizon Financial Services LLC - Trenton, NJ

(2026-03)

• Perform Factoring and Asset Based Lending collateral exams on existing customers and prospects for several banks and commercial lending institutions.
• Communicate with Relationship Manager, Underwriter, and Exam Manager of lending client throughout the examination to keep them appraised of any material events.
• Prepare a clear and concise written exam report that highlights areas of potential exposure for the lenders and succinctly summarize exam findings.
• Performing special projects as directed by the banks and lending institutions client.

Associate Field Exam Sr Officer - JPMorgan Chase - New York, NY

(2022-02 - 2026-03)

• Obtaining and analyzing client accounts receivable, inventory, and accounts payable data and historical performance
• Obtaining an overview and understanding of the client's collateral and financial performance
• Preparing (new credit facility) or verifying (existing credit facility) a borrowing base calculation.
• Verify the existence of inventory through physical inspection
• High level assessment of internal controls and financial reporting
• Documenting tasks performed on Excel based field exam template
• Prepare a written report using field exam template

Senior Field Examiner/Consultant - Horizon Financial Services LLC - Trenton, NJ

(2016-12 - 2022-02)

• Perform Factoring and Asset Based Lending collateral exams on existing customers and prospects for several banks and commercial lending institutions.
• Communicate with Relationship Manager, Underwriter, and Exam Manager of lending client throughout the examination to keep them appraised of any material events.
• Prepare a clear and concise written exam report that highlights areas of potential exposure for the lenders and succinctly summarize exam findings.
• Performing special projects as directed by the banks and lending institutions client.

Senior Field Examiner - Capital Business Credit LLC (currently aka White Oak Commercial Finance, LLC) - New York, NY

(2011-08 - 2016-12)

• Perform Factoring and Asset Based Lending collateral exams on existing customers, new business deals and special request exams.
• Provide accurate detailed analysis; draw logical conclusions, and present relevant recommendations.
• Identify thoroughly issues, quantify exposure and communicate to appropriate personnel.
• Conduct all interactions in a timely, professional and courteous manner.
• Provide direction and support to co-source partners.
• Serve as a liaison between collateral exam management and various department and senior management.
• Schedule exams and prepared exam scopes for upcoming exams.

Field Examiner/Consultant - Horizon Financial Services LLC - Trenton, NJ

(2010-05 - 2011-08)

• Perform Factoring and Asset Based Lending collateral exams on existing customers and prospects for several banks and commercial lending institutions.
• Communicate with Relationship Manager, Underwriter, and Exam Manager of lending client throughout the examination to keep them appraised of any material events.
• Prepare a clear and concise written exam report that highlights areas of potential exposure for the lenders and succinctly summarize exam findings.
• Performing special projects as directed by the banks and lending institutions client.

Field Examiner - GMAC Commercial Finance - New York, NY

(2006-06 - 2010-05)

• Perform Factoring and Asset Based Lending collateral exams on existing customers, new business deals and special request exams.
• Provide accurate detailed analysis; draw logical conclusions, and present relevant recommendations.
• Identify thoroughly issues, quantify exposure and communicate to appropriate personnel.
• Conduct all interactions in a timely, professional and courteous manner.
• Provide direction and support to co-source partners.
• Serve as a liaison between collateral exam management and various department and senior management.
• Reviewed exams and prepared exam scopes & checklists for upcoming exams.

Bachelor of Science - Accounting - SETON HALL UNIVERSITY (1996-12)