Johnny McKenna
Mortgage Loan Officer
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About
Meet with potential borrowers to understand their financial needs and goals.
Gather
Verify financial information to assess a client's credit worthiness and ability to repay the loan. Process and submit complete loan applications for approval. And review loan applications and supporting financial documents, such as credit histories and income statements.
Experience
Mortgage Loan Officer - Achieve Loans - Tempe, AZ
(2024-09 - 2025-09)
- Meet with potential borrowers to understand their financial needs and goals.
- Gather Verify financial information to assess a client's credit worthiness and ability to repay the loan.
- Process and submit complete loan applications for approval. And review loan applications and supporting financial documents, such as credit histories and income statements.
Mortgage Loan Officer - Cardinal Financial - Chandler, AZ
(2018-03 - 2022-08)
- Generated $5M in new business through networking and referral sources, exceeding quarterly sales goals by 25%.
- Negotiated loan terms and conditions with borrowers, resulting in a 15% increase in loan approvals and a 10% decrease in delinquency rates.
- Analyzed financial data and credit reports to determine loan eligibility, maintaining a 95% accuracy rate and ensuring compliance with all applicable laws and regulations.
Team Sales Assistant - Loan Pal - Scottsdale, AZ
(2017-09 - 2018-02)
- Communicate with all parties regarding the status of the loan transaction including, loan officer, underwriting, client, realtor, title, etc.
- Run Desktop Underwriter and Loan Prospector prior to loan being turned in for pipeline.
- Ensure each file goes through the same processes and submission and compliance guidelines.
Document Recovery Specialist - Freedom Mortgage Corporation - Phoenix, AZ
(2016-10 - 2017-10)
- Review disclosure package and loan program with our borrowers and confirm when and how package will be returned (walk borrowers through the Elynx/Esign process when necessary)
- Receive warm transfers from both CSRs and Loan Advisors to build a personal pipeline.
- Follow up on personal pipeline daily by dialing outbound to confirm documents in mail.
Inside Dealer Sales and Service Representative - Adesa Auto Auction - Chandler, AZ
(2014-11 - 2016-10)
- Assist in consignment activities, including maintaining contact with consignment dealers and sales representatives. Assist the Outside Dealer Sales Representatives & Manager in servicing dealer relationships, development of new business, retention of existing business and any other duties and responsibilities required.
Education
Associate of Science - Business Management - CCRI (1994)
United States Marine Corps (1995 - 2000)