Josh Latina

Business Banking Professional with over 15 years of experience in Financial Institution Financing / C&I (Bank Holding Company Loans), acquiring sizeable Institutional Deposits, Correspondent Banking, Business Development / Key Client Relationship Management for Clients nationwide. Proven expertise in building and managing high-value portfolios and fostering key relationships for banks and businesses. Skilled in cultivating Executive Level relationships within the financial and entertainment sector, ensuring client satisfaction and loyalty.

Proven track record of independently sourcing investment-grade clients and deposits while maintaining a flawless loan performance history.

Senior Vice President, Financial Institution Lending - Pacific Coast Bankers Bank

(2024-01 - 2025-01)

Developed the Institution lending group. Responsible for setting up Credit Agreements, Credit memos, term sheets, underwriting ratios, and standards. Create the group's business development strategy and business plan Developed and recruited relationships with client banks and other financial institutions.

• Evaluated their borrowing needs, structured credit lines, and participation loans, and served as a key point of contact
• Oversaw credit risk, credit administration, loan documentation, and compliance with banking laws/regulations
• Collaborating with internal teams (credit, risk, treasury, advisory) to structure loan products, loan participations, or other correspondent-banking financing solutions

Senior Vice President of Financial Institutions Group (FIG) - NexBank

(2014-01 - 2024-01)

Established and led the Financial Institutions Group, focusing on sourcing and closing Investment Grade Holding Company loans and Institutional Deposits across Procured over $600 million of investment-grade credits in the portfolio and deposit portfolio to over $800 million, solely through direct sourcing and relationship management.

• Specialized in loans ranging from $20 million to $200 million and deposits from $10 million to $300 million per firm
• Maintained an impeccable loan performance record for over a decade, with zero defaults
• No Geographical constraints. Clients from Coast to Coast

Senior Vice President of Correspondent Banking - Texas Independent Bank

(2010-01 - 2014-01)

Expanded bank operations beyond traditional footprint through bond transactions, loan participations, and senior debt loans. Developed strategic partnerships, enhancing the bank's market presence and growth profitability.

Senior Vice President, Correspondent Banking - Silverton Bank

(2009-01 - 2010-01)

Managed and nurtured key banking relationships, focusing on bond transactions, loan participations, and bank stock transactions. Contributed to relationship management during the bank's transition period following its dissolution.

Member Relations and Services - Georgia Bankers Association

(2005-01 - 2009-01)

Provided member relations and services for over 300 banks in Georgia, advocating for their interests with executive leadership. Developed initiatives to enhance member engagement and satisfaction within the association.

Professional Motorcross Pilot - Self-Employed

(1993-01 - 2000-01)

Competed nationally in Amateur Nationals, beginning at 10 years old, which led to turning professional at age 17. Secured sponsorships from prominent brands, including Kawasaki Motorcorp, Fox Racing, and Oakley, at the age of 10, showcasing exceptional talent and commitment.

• Experienced in signing contracts and negotiating deals with worldwide corporations since the age of 11, directly interacting with North American contacts to manage sponsorships and business relationships

Bachelor of Science - Florida State University (2005-01)

Business Banking - University of Georgia (2011-01)