Kathrin Havinis

Compliance professional, leading AML/CFT, Fraud, and Investigations teams within a global cryptocurrency exchange. Expertise in, quality assurance for EDD, KYC, AML, SARs, and CTRs, and comprehensive management of a 314(b) program. Proven ability to conduct in-depth end to end investigations and global regulatory reporting

KRAKEN, Cryptocurrency Exchange , San Francisco, CA

Team Lead AML investigations and Operations

October 2018 - Present

• Instrumental in developing AML program for Kraken Exchange aligned with jurisdiction-specific requirements.
• Lead an investigative team of eight (8), ensuring adherence to quality standards and timely submissions of AML/CFT and Fraud cases.
• Developed and maintain an effective 314(b) program.
• Worked with various stakeholder partners including Kraken Bank, Kraken OTC, Sanctions, Enhanced Due Diligence (EDD) and Alert Monitoring unit as well as Kraken’s Partner Banks.
• Applied Quality Assurance
• Managed internal and external stakeholder communication (Zendesk)

BSA/AML Quality Assurance Analyst AVP - BSA/AML Senior Investigator - BSA/AML Analyst - Loan Auditor

2007 – September 2018

• Conducted Quality Assurance of SARs, EDD reviews and CTR filings. 
• Provided mentoring support, identifying gaps and inefficiencies in processes, policies, and procedures, and actively participating in the development of corrective action plans. 
• Prepared investigation reports and monitoring alert triage in accordance with established regulatory guidelines and within specified time frames.
• Serviced open-end loan products, including processing payments and providing support to branches in researching product-specific issues.
• Conducted research and process corrections while advising branches, and engage in special projects involving dormant accounts, tax withholding, testing new systems, and correcting system errors.
• Proactively identified and controlled pre-merger issues to ensure smooth operational integration.

• Frankfurt School of Finance & Management (Bank Akademie) Frankfurt, Germany – Qualified Banker
• Willesden College of Technology), London, UK - BTEC Associate of Arts: Art and Design
• UC Berkeley (extension), California – International Finance
• Diablo Valley College, Pleasant Hill, California - Business Law, Accounting, Managerial Accounting, Administration of Justice