Kimberly L. Nelson

An independent, nimble, and organized professional with the desire to be an asset in this challenging market. I’m a motivated, analytical problem solver with the ability to manage multiple tasks in a high-pressure environment. I would appreciate the opportunity to discuss how I can be an asset for your team today!

Global Team Leader and Trainor - Kind Lending LLC

(2024-10 - 2026-10)

Collaborated with Kind Lending Management and Global Management to create a training program for both underwriting training programs and appraisal review programs. Responsible for training, development, 2nd level review and implementation of compliance according to agency guidelines for conventional underwriting and appraisal review. Teams consisted of 16 Conventional Underwriters and 15 Appraisal Underwriters.

Credit Analyst - Dormakaba USA, Finance

(2022-12 - 2024-10)

Managed portfolio of Investors and customers making sure compliance and financing guidelines were met for payments and incoming orders. Money exchanges in 130 countries following compliance guidelines to completion. Approved orders for all companies in portfolio. Worked with Bradstreet and Dunn for credit guidelines and compliance. Met daily with portfolio customers to discuss risk and compliance for approval of credit. Critical credit decision and risk are intricate part of job.

Mortgage Underwriting Team Lead - Homepoint Financial, Operations

(2020-09 - 2022-09)

Managed a team of Underwriters and Jr Underwriters. Met and exceeded company production daily/monthly goals. Managed timecards, production and conducted daily meetings. Made critical decisions for credit risk.

Continued to underwrite FNMA/FHLMC conventional, Jumbo Loans, FHA Loans, Non-QM Loans and VA IRRL Loans. Reviewed appraisal reports for compliance. Worked reviewing files for the training department to ensure accuracy and compliance to investor guidelines.

Tested new company system for underwriting. Daily job requirements included maintaining close attention to detail while working diligently to maintain production volume and quality while managing a large team of underwriters. The ability to work independently and as part of a team while providing a personalized customer experience was vital.

Fundamental understanding of the complete Microsoft Office Suite, Ellie Mae AIQ document system, LOS (Encompass), Blue Sage, Blitzdocs, Appian Validation Tool, DU, LP, Dayforce, Workspace, Fraudguard and FHA Connection. Understanding and ability to constantly review dense lender and investor guidelines was also required daily.

Underwriter - Home Bridge Financial

(2016-09 - 2020-09)

Underwriter for conventional, FHA, Jumbo, Non-QM and VA IRRL loans. Utilized Encompass, Blue Sage, Blitzdocs, Fraudguard, FHA CONNECTION AND ADP.

Underwriter - Sagamore Mortgage

(2015-10 - 2016-09)

Underwriter for conventional, FHA and VA IRRL Loans. Utilized Harland E3 LOS.

Credit Underwriter - Stonegate Mortgage

(2012-06 - 2015-10)

Credit Underwriter for conventional mortgages.

Supervisor/Underwriter - Aurora Bank

(2008-10 - 2012-06)

Supervised Foreclosure Prevention, Loss Prevention, Mitigation and Underwriting. Underwrote Alt A, Conventional, Agency insured, Scratch and Dent, Jumbo, Hafa Loans and Modifications to investor guidelines.

Teacher - Lawrence Township school system

Taught in Lawrence Township school system for several years.

Bachelor of Science - Education - Indiana University (1985)