Matthew Puente

CPA‑eligible accounting professional (Bachelor's in Business Administration, progressing toward Master's in Accounting) with 2+ years of experience reconciling account differences, analyzing financial data, and ensuring regulatory compliance. Proven ability to prepare accurate financial documents, calculate payment structures, and resolve discrepancies, maintaining 100% audit accuracy. Strong problem‑solving attitude, attention to detail, and ability to work under pressure to meet deadlines.

Loans Advisor at Bridgecrest (2024-11 – Present)

• Reconcile account differences and analyze financial data for 700+ weekly accounts, identifying discrepancies and ensuring data integrity (100% QA audit scores).
• Calculate payment plan structures (analogous to tax extension or estimated payment calculations) based on income and expense analysis, rehabilitating high‑risk debt and reducing delinquency.
• Participate in client meetings (phone/email) to resolve billing issues and explain financial options, building strong client relationships.
• Work independently and under pressure to meet daily and monthly deadlines.

Account Manager Coordinator / ACV Supervisor / Store Manager at TitleMax (2023-09 – 2024-11)

• Reconciled P&L accounts for a $1.5M+ portfolio, analyzing financial variances and implementing adjustments that improved profitability
• Prepared and reviewed documentation similar to tax workpapers (settlement agreements, collection policies) with close attention to detail and regulatory compliance.
• Calculated risk assessments and default estimates, supporting decision‑making for loan approvals.
• Collaborated with cross‑functional teams (sales, compliance, collections) and trained 5+ staff members, demonstrating teamwork and initiative.
• Managed multiple priorities in a fast‑paced, deadline‑driven environment.

Location Manager/Supervisor at Kimberly's K9's (2022-04 – 2023-08)

• Performed daily financial reconciliations (cash, P&L) and analyzed transaction data to ensure 100% audit accuracy.
• Prepared financial summaries and reports for management, showcasing ability to organize and present financial information clearly.
• Worked independently to resolve vendor and customer discrepancies, exercising problem‑solving skills.

Master of Accounting in Accounting – Southern New Hampshire University (2027-01)

Bachelor of Business Administration in Business Administration – Southern New Hampshire University (2026-06)

Associate of Applied Science in Industrial Systems – Texas State Technical College (2021-12)