Nidia Deschamps

Certified Florida Loan Signing Agent, Remote Online Notary, and bilingual finance professional with 30+ years of experience managing accurate, confidential, and compliance-driven documentation in remote environments. Skilled in guiding signers through loan packages, verifying identity, completing electronic notarial records, maintaining secure documentation, and supporting smooth closing experiences for borrowers, lenders, title companies, and signing platforms. Brings a strong accounting background, audit-ready recordkeeping, client service, and technology proficiency with Notary Hub, Microsoft Teams, SharePoint, Unanet, Concur, and Great Plains.

Notary – Loan Signing Agent - Notary Public - Remote

(2025-12)

• Facilitate remote online notarizations and loan signing appointments with professionalism, accuracy, and strict attention to borrower identity verification and state notary requirements.
• Guide signers through mortgage, refinance, HELOC, modification, and related closing documents while ensuring required signatures, initials, dates, and notarial certificates are completed correctly.
• Maintain secure electronic notary records and confidential client documentation while supporting fraud prevention, signer willingness, and compliance with Florida notary and RON procedures.
• Use remote technology and digital notary tools to coordinate online signing sessions, communicate clearly with borrowers, and deliver smooth customer experience from appointment setup through completion.
• Leverage of 30+ years of accounting, reconciliation, compliance documentation, and audit-readiness experience to manage time-sensitive signing packages with accuracy and confidentiality.

Accountant - Cognizant Government Solutions - Remote

(2022-10)

• Execute monthly billing cycles for government contracts, ensuring timely and accurate invoicing in compliance with federal requirements.
• Reconcile cash receipts daily and prepare monthly bank reconciliations, maintaining a <1% discrepancy rate.
• Prepare AP, AR, and payroll journal entries for month-end close; review reconciliations to ensure GAAP compliance.
• Maintain accurate program and account data in Unanet ERP, supporting billing accuracy and financial reporting.
• Collaborate cross-functionally with remote teams via SharePoint and Microsoft Teams to meet reporting deadlines.

Accounts Payable Manager - JAL Chemical / Teph Seal Auto Appearance - Orlando, FL

(2014-11 - 2022-10)

• Managed end-to-end AP operations for 400+ nationwide locations, processing thousands of high-volume invoices monthly in Great Plains Dynamics.
• Reconciled 9 corporate payment cards and maintained audit-ready records, reducing reconciliation errors by ensuring 100% documentation coverage.
• Oversaw bi-weekly expense reimbursements for 125+ employees via Concur, streamlining the approval workflow and reduce processing time.
• Supervised AP team workflows, enforced compliance policies, and ensured on-time vendor payments across all accounts.
• Served as primary vendor contact for escalations, resolving disputes and strengthening supplier relationships.

Accounts Payable Specialist / Disbursement Manager - Morningside House Nursing Home - Bronx, NY

(1997-04 - 2014-07)

• Directed full-cycle AP functions for parent company and 5 subsidiaries — vendor setup, invoice processing, PO matching, and disbursements.
• Processed corporate card payments, purchase orders, and invoices while maintaining complete audit trails for regulatory compliance.
• Generated financial reports and supported statement preparation for the accounting department.
• Documented all AP activities to support internal and external audit readiness, earning consistent commendations for accuracy.

Assistant to Staff Accountant & Payroll Supervisor - Aging in America - Bronx, NY

(1990-09 - 1997-04)

• Supported payroll audits, benefit accruals, and monthly bank reconciliations for a non-profit organization.
• Partnered with the accounting team to ensure accurate timekeeping, payroll processing, and compliance with labor regulations.

Associate of Applied Science - Accounting - Purdue University