Senior Account Manager - Republic Bank Limited - Port of Spain, Trinidad & Tobago
(2025-11)
- Manage and grow a portfolio of commercial and retail banking clients, delivering tailored financial solutions based on thorough analysis of client needs and risk profiles.
- Prepare clear, concise financial reports and present findings to senior management to support data-driven decision-making.
- Collaborate with cross-functional teams including legal, compliance, and specialist banking units to execute complex financial transactions.
- Identify process improvement opportunities to enhance accuracy and efficiency in account management operations.
- Counsel clients on financial strategy, leveraging strong written and verbal communication skills to explain complex financial concepts.
Senior Credit Analyst - Republic Bank Limited - Port of Spain, Trinidad & Tobago
(2016-04 - 2025-10)
- Conducted in-depth financial analysis of business and individual credit applications, developing robust financial models to assess creditworthiness and repayment capacity.
- Evaluated and assessed financial risks across a diverse portfolio, ensuring compliance with regulatory standards and internal policies to maintain zero audit exceptions.
- Interpreted large volumes of quantitative data from financial statements, tax returns, and cash flow projections using advanced analytical techniques.
- Monitored portfolio performance through ongoing analysis, proactively identifying trends and recommending corrective actions to mitigate risk.
Junior Credit Analyst - Republic Bank Limited - Port of Spain, Trinidad & Tobago
(2014-11 - 2016-03)
- Analyzed financial statements and prepared credit assessments for commercial and retail lending products including mortgages and business loans.
- Applied meticulous attention to detail to ensure precision in every financial analysis, maintaining strict adherence to credit policies and procedures.
- Supported senior analysts in risk assessment and compliance reviews across the credit portfolio.
Credit Supervisor / Clerical Officer - Republic Bank Limited - Port of Spain, Trinidad & Tobago
(2011-08 - 2014-10)
- Liaised with accountants, attorneys, and external financial institutions to gather and verify financial information for credit decisions.
- Assisted management in setting and monitoring growth targets through detailed financial reporting and performance analysis.
- Supervised support staff, assisting with performance appraisals and ensuring operational accuracy in credit documentation processing.
- Managed administrative workflows for credit operations, developing strong organizational and multitasking abilities in a high-volume environment.
