Ulle Engelbrecht

+20 experience years in leadership positions, working in financial subsystems, such as Planning (FP&A), Controllership, Credit, Charging and Treasury in large national and multinational companies, such as Itaú, Banco Votorantim, United Health Group (Amil).

Chief Financial Officer (CFO) - CLASH

(2025-04 - 2025-12)

Digital solutions and automation company focused on customer experience through AI, bots, and engagement tools. Reporting to the Group CFO, acting as Business Partner to 3+ CEOs with direct communication with the company's Board.

• Responsible for strategic planning and financial performance monitoring across all group companies.
• Led the annual forecasting process and monthly performance reforecasts.
• Directed the execution of operational efficiency initiatives and margin optimization strategies.

Chief Financial Officer / CFO - United Health Group

(2020-08 - 2024-05)

Diversified healthcare American company with gross revenue of R$26 billion. Reporting to the CEO and acting as BP for +3 CEOs with direct communication to the United States headquarter and a 35 employees team.

• Leadership of the executive committee for implementation and governance of the pricing process for contractual adjustments for main health insurance clients.
• Main result lines budget preparation and management.
• Feasibility studies management for main projects, identifying risks, opportunities and coordinating implementation with all involved areas.
• Participation as an executive member of leadership, guiding the products and segments portfolio growth strategy to define goals and commercial team variable remuneration policies.
• Trade marketing investments supervision, including proposals and campaigns valuations aimed at the company's sales.
• Strategic goals establishment, aligned with the organization's business plan, developing a comprehensive methodology that resulted in a significant increase of 30% in the EBITDA line.
• Consistent controls implementation, processes automation and new methodology development, resulting in a 24% negotiations improvement with main customers.
• Budget model and automated projection development, boosting the decision-making efficiency and speeding up the strategic issues resolution.

Finance Manager - United Health Group

(2020-01 - 2020-08)

• Key accounts pricing renewals executive committee leadership, with active participation as a leadership team member, providing strategic guidance for growth.
• Relationship establishment and maintenance with headquarters in the United States.

Strategic Planning Manager (Retail and Wholesale) - BANCO VOTORANTIM / VOTORANTIM BANK

(2015-01 - 2019-12)

National Retail and Wholesale Bank.

• Quantitative and qualitative analyzes and studies execution, aiming to improve performance, efficiency and reduce risks in the credit granting area.
• Development and application of models in order to maximize the credit tables results.
• Responsible for building and consolidating the Retail and Wholesale MIS structure of the Credit Concession department.
• Executive presentations for the bank's president and directors.

Risk MIS Supervisor (Retail and Wholesale) - BANCO VOTORANTIM / VOTORANTIM BANK

(2012-06 - 2014-12)

• Responsible for building and consolidating the Retail and Wholesale MIS structure in the Risk department.
• Weekly, fortnightly and monthly reports for the bank's presidency and directors.
• Non-payment studies and policies/models implementation responsible.
• Management reports, results projections, qualitative and quantitative analyses preparation responsible.
• Board's focal person for the relationship with controllership, finance and investor relations.
• Consolidated interaction with BACEN and rating agencies.
• Credit operations automation planning and executing responsible.
• Highly structured policies introduction, supported by statistical models to increase predictability with a 40% efficiency gain in operational costs.
• Solid governance implementation with strong performance indicators, to support strategic discussions and facilitate decision making.

Billing Analyst - BANCO ITAU / ITAU BANK

(2011-06 - 2012-06)

National Retail and Wholesale Bank.

• Participation in the migration of internal billing to billing offices. Creation of monitoring reports, negotiation with partners in order to achieve established goals, with an efficiency gain of 18% in the first six months of the project.
• KPIs control, projections and re-projections of goals established for partners.
• Operations segmentation seeking greater revenue with lower operating costs, clustering and asset turnover depending on performance.

Risk MIS Analyst - BANCO ITAU / ITAU BANK

(2009-05 - 2011-05)

• Annual budget preparation responsible, loss and non-payment lines monitoring and models development.
• Studies review on PDD rules and other result lines preparation.
• Focal person for the management's relationship with the bank's controller.
• Executive committees materials consolidation.

Billing Analyst - BANCO ITAU / ITAU BANK

(2008-01 - 2009-04)

• Collection Strategy Management for Individual, Corporate and Financial banking products.
• Development and implementation of statistical models (collection score, clustering, behavior) and charging policies testing.
• Management reports preparation, results projections, qualitative and quantitative analyses.
• Development of new offers for customers aiming to recover and improve performance.
• Large interaction with the Renegotiation Call Center management (quality, script, management).

Intern - JSC INTERNATIONAL TRADING

(2005-03 - 2006-04)

National import and export company.

• Customers Prospecting, suppliers negotiation to close new business; investment analysis and feasibility studies, calculating exchange rate variations and incidence of taxes on products, aiming to reduce the transactions tax burden.

Advisor and Salesperson - SKALADA AGROPECUARIA / SKALADA FARMING

(2002-03 - 2005-01)

National agricultural Implements company.

• Responsible for cash flow, payable/receivable accounts, costs and fixed assets, balance sheet, product profitability analysis and resources application, budgets preparation, quotation and negotiation with suppliers of necessary products for manufacturing and factory stocks control.

Economics Degree - Economics - Universidade Federal de Uberlândia / Uberlândia Federal University (2005)

Credit and Charge Cycle - Credit and Charge - IBMEC / ITAÚ (2008)

Controllership Specialization - Controllership - St Paul (2024)