Tuan Pham
SENIOR BANKING & FINANCE PROFESSIONAL | CORPORATE BANKING | CREDIT & RISK | RELATIONSHIP MANAGEMENT
Thuê người này
Gửi đề nghị công việc trực tiếp cho ứng viên này
Giới thiệu
Senior banking and finance professional with over 22 years of commercial banking experience across Vietnam and Cambodia. Extensive background in corporate and retail banking, relationship management, credit appraisal, loan portfolio management, credit risk, international trade finance, cross-border payments, foreign exchange, financial analysis, business development, and regulatory compliance. Experienced in leading banking teams, developing customer portfolios, evaluating investment projects, and translating financial analysis into lending and portfolio decisions.
Holds a PhD in Business and a research-based Master's degree in Finance and Banking, providing a strong combination of industry leadership and advanced analytical capability.
Kinh nghiệm
Vice Head, Transaction Office - Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV), Saigon Branch - Ho Chi Minh City, Vietnam
(2017-08)
Lead strategic planning and business development for a retail-banking unit, supporting growth in lending, deposits, fee income, and customer relationships.
- Supervise credit portfolios, credit-risk assessment, regulatory compliance, and lending decisions for individual, SME, and corporate customers.
- Manage and develop SME and corporate banking relationships, identifying financing and banking-service opportunities.
- Apply financial and profitability analysis to credit, portfolio-management, and business-planning decisions.
- Coach and mentor banking professionals and support execution of organisational performance targets.
Director of Customer Relations - Bank for Investment and Development of Cambodia (BIDC), Head Office - Cambodia
(2009-09 - 2017-08)
Directed corporate and retail customer relationship management, business development, and customer portfolio growth.
- Led credit management, investment appraisal, international trade finance, and cross-border banking activities between Vietnam and Cambodia.
- Managed international payment services including Letters of Credit (L/C), Documentary Collections, and Telegraphic Transfers (T/T), with attention to international banking standards.
- Supervised credit-risk assessment, loan portfolio management, debt restructuring, and financial analysis for corporate clients.
- Collaborated with senior management on business strategies, operational policies, and risk-management frameworks.
- Built long-term relationships with corporate clients, investors, and government agencies and mentored banking professionals.
Banking Roles - BIDV West Saigon Branch - Ho Chi Minh City, Vietnam
(2002 - 2009)
Held progressive banking roles supporting credit, customer relationships, banking operations, and financial services.
Position - Nam Ha Viet Import Export Co., Ltd.
(2001 - 2002)
Học vấn
PhD - Business - International University, Vietnam National University Ho Chi Minh City
Master - Finance and Banking - Ho Chi Minh City Open University (2012)
Bachelor of Arts - English Linguistics and Literature - VNU-HCM University of Social Sciences and Humanities (2004)
Bachelor of Arts - Economics and Trade - Foreign Trade University, Ho Chi Minh City Branch (2002)
