Refiloe Mekgwe

Certified Business Accountant with over 15 years of progressive experience spanning banking, mining, renewable energy, education, and professional services. Expertise in financial accounting, IFRS reporting, payroll, VAT, treasury, and audit management. Adept at leading finance teams, implementing internal controls, and ensuring compliance with regulatory frameworks.

Recognized for versatility across industries, strong stakeholder engagement, and the ability to deliver accurate, timely financial insights that support executive decision-making. Currently serving as Financial Project Manager at Joxicraft, overseeing multi-million rand financial and software development projects across South Africa, while completing the CIMA Finance Leadership Program at IMAS

Admin Manager at Joxicraft (2024-08 – 2025-12)

• Lead financial management and oversight of multi-million rand projects across South Africa, ensuring alignment with strategic objectives and budgetary controls.
• Collaborate with cross-functional teams (finance, IT, operations, and external vendors) to deliver integrated financial and software development solutions.
• Oversee project funding, cost allocation, and financial reporting to stakeholders, ensuring transparency and compliance with IFRS and regulatory requirements.
• Implement financial systems and software tools to streamline reporting, automate reconciliations, and improve project tracking.
• Monitor project cash flows, manage risk exposure, and ensure optimal resource allocation across multiple sites.
• Provide executive management with detailed financial analysis, forecasts, and performance dashboards to support decision-making.
• Ensure governance, audit readiness, and adherence to internal controls for all project expenditures.
• Drive digital transformation initiatives by integrating financial processes with software development cycles, improving efficiency and accountability.

Accounting/Finance Officer at Capable Point Group (RCPM Industries / Bubbly Agent) (2023-07 – 2024-07)

• Managed monthly income/expenditure tracking and annual budget preparation.
• Maintained asset register, calculated depreciation, and reconciled stock reports.
• Approved payment requisitions and ensured accurate, timely supplier payments.
• Compiled and submitted VAT returns; reconciled EMP20.
• Oversaw payroll accuracy by verifying pay registers against timesheets.
• Prepared receivables/payables age analysis and followed up on outstanding client payments.
• Supported auditors with complete documentation for annual audits.
• Ensured compliance with financial regulations and internal policies.

Acting Head of Department: Finance & Business Studies Lecturer at Global Tech TVET College (2020-10 – 2023-06)

Developed internal controls and cost systems to ensure accurate financial reporting. Coordinated annual and special audits; liaised with internal and external auditors. Prepared divisional budgets and financial plans aligned with college strategy.

Reported monthly departmental revenue/expenditure to the Board. Oversaw investment and cash management, ensuring liquidity and compliance. Implemented fixed asset inventory controls and fund accounting principles.

Evaluated internal controls and recommended policy improvements.

• Designed and delivered curriculum in accounting and business studies.
• Developed assessment tools, evaluated student performance, and provided feedback.
• Modernized teaching methods and integrated innovative learning approaches.
• Facilitated student feedback and implemented continuous improvement initiatives.

Director at Kuyaba Services (Khumba Iron Ore Mine) (2018-10 – 2020-09)

• Directed daily operations, team workloads, and project deadlines.
• Prepared budgets, schedules, and financial reports for board review.
• Monitored accounts receivable/payable and project expenditure.
• Ensured compliance with service-level agreements and supplier invoices.
• Attended board meetings and contributed to strategic decision-making.
• Assisted with business development and sales strategies.

Project Accountant at Cobra ILanga Solar, Karoshoek Valley (2017-05 – 2018-09)

• Managed treasury operations, ensuring SARB compliance for foreign payments.
• Liaised with banks (ABSA, Investec, Standard Bank, Nedbank) on treasury matters.
• Registered invoices in Oracle/Navision; processed journals and reconciliations.
• Prepared monthly management accounts, balance sheet, and P&L analysis.
• Coordinated internal/external audits and ensured IFRS compliance.
• Managed fixed asset register, VAT reconciliations, and SARS submissions.
• Reported to CFO across multiple entities (EPC, investment, holding companies).

Accountant at PMG Mining (Pty) Ltd (2016-02 – 2017-05)

• Oversaw payroll processing, reconciliations, and compliance.
• Captured and reviewed invoices, receipts, and payment requisitions in Pastel.
• Performed bank reconciliations and GL account reconciliations.
• Maintained fixed asset register and strengthened accounting controls.
• Prepared VAT reconciliations and ensured timely SARS submissions.

Junior Accountant at PMG Mining (Pty) Ltd (2015-04 – 2016-01)

• Assisted with management accounts and trial balance preparation.
• Processed supplier invoices, journals, and cashbook transactions.
• Managed petty cash, credit control, and payroll processing.
• Prepared weekly/monthly reports and supported audits.

Trainee Accountant at Fasset Internship (2014-01 – 2014-12)

• Performed bookkeeping, bank reconciliations, and sales ledger processing.
• Generated invoices, followed up on unpaid items, and processed journals.
• Ensured compliance with financial procedures and controls.

Treasury Custodian / Manager at ABSA Bank (2012-02 – 2013-12)

• Managed daily cash flow, teller cash sufficiency, and cash limits.
• Conducted cash flow forecasting and ensured operational funding.
• Maintained SARB compliance and liaised with SBV/Fidelity.
• Oversaw team accuracy in cash transaction processing.

Forex Clerk at ABSA Bank (2011-06 – 2012-01)

• Processed foreign exchange transactions and SWIFT payments.
• Prepared forex accounting adjustments and ensured compliance.
• Managed foreign bank funds and replenished balances.

Customer Service Clerk at ABSA Bank (2011-01 – 2011-05)

• Handled client queries, debit/credit card issuance, and stop orders.
• Supported marketing campaigns and trained staff on banking products.

Teller at ABSA Bank (2010-04 – 2010-12)

• Processed deposits, withdrawals, transfers, and cheque handling.
• Ensured compliance with audit and policy requirements.
• Handled foreign banknotes and travelers cheques.

Financial Advisor at Metropolitan Life (2009-09 – 2010-02)

• Advised clients on financial products and portfolio management.
• Handled claims, renewals, and client relationship management.

Volunteer Educator — Kha ri Gude at Northern Cape Department of Education (2008-01 – 2008-12)

• Delivered literacy and numeracy lessons to adult learners.
• Assessed student progress and maintained records.

Kitchen Staff at Barcelos Restaurant (2007-04 – 2007-12)

• Maintained hygiene standards and supported kitchen operations.
• Assisted with product preparation and safe storage.

In-store Promoter at Game Stores (2006-11 – 2006-12)

• Promoted products, engaged customers, and distributed flyers.
• Met sales targets during seasonal campaigns.

BCom

SAIBA Membership

Certified CIMA Business Accountant

Current Studies of CIMA Finance Leadership Program