Tebatso Mahlare

Financial services professional with over 6 years of experience in banking operations, client onboarding, AML/CFT compliance, KYC, CDD, EDD, exchange control and regulatory supervision. Currently serving as an AML/CFT Analyst at the FSCA, conducting compliance assessments and evaluating financial crime controls across accountable institutions. Proven ability to manage stakeholder relationships, interpret regulatory requirements, resolve operational challenges and deliver exceptional client service within highly regulated environments.

AML/CFT Analyst at Financial Sector Conduct Authority (FSCA) (2024-10 – Present)

• Conduct AML/CFT supervisory inspections of Financial Service Providers, Collective Investment Schemes and Crypto Asset Service Providers.
• Assess KYC, onboarding, customer due diligence and enhanced due diligence frameworks against FICA requirements.
• Prepare detailed regulatory reports and recommend remediation and enforcement actions.
• Engage with stakeholders to improve compliance outcomes and strengthen financial crime controls.

Payment Operations Officer at Discovery Bank (2024-06 – 2024-09)

• Performed payment reconciliations and managed operational queries related to payment platforms.
• Resolved client and banker service requests within agreed service levels.
• Supported efficient payment operations and customer service delivery.

Exchange Control Compliance Officer at Nedbank CIB (2022-05 – 2024-05)

• Reviewed and authorised cross-border transactions in accordance with SARB Exchange Control Regulations.
• Collaborated with corporate clients and regulators regarding approvals and compliance requirements.
• Performed transaction reviews and risk assessments supporting customer due diligence activities.

Retail International Banking Consultant at Absa (2019-06 – 2022-04)

• Conducted client onboarding and KYC verification for retail and business banking customers.
• Applied CDD, EDD and ongoing due diligence requirements for higher-risk clients.
• Processed foreign exchange, import, export and international payment transactions.
• Resolved complex client queries while maintaining compliance and service excellence.

FAIS Representative Intern at Absa (2018-07 – 2019-02)

• Onboarded customers and applied KYC requirements during account opening processes.
• Provided banking product support and received training in AML, suspicious transaction monitoring and regulatory compliance.

Bachelor Degree in Finance – University of Johannesburg

Money Laundering Control Certificate – University of Johannesburg (2026)