Garima Pandit

Chartered Accountant with 19+ years of experience across strategic finance, capital structuring, and financial leadership within the UAE. Proven track record in raising over USD 300M in capital, executing complex debt restructuring, and leading finance functions in regulated environments. Strong experience in investor reporting, financial planning & analysis (FP&A), and supporting capital allocation decisions through data-driven insights.

Deputy General Manager - Finance at Shapoorji Pallonji International Property Developers (2018-07 – Present)

Deputy General Manager - Finance with 4 progressive promotions based on deliverables

• Oversee Finalization of Books and review of contractor accounts per agreed terms
• Lead Management Reporting discussions with local banks regarding refinancing to reduce financing costs
• Direct the Accounting processes for project handovers and collection procedures

Assistant General Manager - Finance at Shapoorji Pallonji International Property Developers (2018-07)

Assistant General Manager overseeing financial operations and funding negotiations

• Negotiated US$ 49 million in funding from international hedge funds
• Managed the Finalization of Books and quarterly financial statement preparation in accordance with IFRS
• Led the finance team in UAE VAT verification and yearly ESR notification filings
• Delivered comprehensive Management Reporting including monthly MIS and budget vs. actual tracking

Senior Manager - Finance at Shapoorji Pallonji International Property Developers (2018-07)

Senior Manager responsible for capital fundraising and regulatory compliance

• Secured US$ 244 million in total funding for residential projects
• Coordinated with RERA and DLD for UAE VAT and project-related regulatory approvals
• Prepared Management Reporting for the Chairman and Board regarding company financial health

Finance Manager at Shapoorji Pallonji International Property Developers (2018-07)

Finance Manager handling accounting and debt restructuring operations

• Directed the group-level Accounting and restructuring of US$ 195 million
• Designed automated dashboards to improve Management Reporting on overdue collections

Assistant Manager - Finance at Shapoorji Pallonji International Property Developers (2018-07)

Assistant Manager overseeing capital facilities and regulatory compliance

• Raised AED 40 million in working capital facilities to support operational requirements
• Directed Accounting, statutory auditing, and project valuation processes while reviewing legal documentation for funding initiatives
• Negotiated and obtained RERA approvals for land and project mortgages
• Governed transactions per UAE RERA regulations (TASS), managed annual RERA audits, and oversaw escrow bank accounts for receipts and construction payments

Senior Finance Officer at Vincitore Real Estate Development (2015-07 – 2018-07)

Senior Finance Officer managing all accounting and financial aspects of real estate projects

• Managed all Accounting and financial aspects of the Vincitore Palacio project
• Secured construction funding and managed RERA escrow account audits
• Ensured UAE VAT and RERA compliance through project registration and technical reports

Assistant Manager at Italia and Associates (2010-09 – 2013-10)

Assistant Manager supervising accounting departments across international subsidiaries

• Supervised the Accounting departments for Pegasystems Inc. across five international subsidiaries
• Led Management Reporting and audit assignments for ICICI Bank and Reliance Communications
• Implementation of SAP/FICO and company SOPs

Executive Trainee at National Mineral Development Corporation (NMDC) (2009-11 – 2010-09)

Executive Trainee managing accounting and payroll operations

• Managed Accounting reconciliations, billing, and store provisions
• Payroll and Benefits Governance: Handled payroll processing and the End of Service Benefits (EoSB), gratuity settlements, and medical insurance

Trainee (Articleship) at BJ Patel Chartered Accountants (2006-08 – 2009-10)

Trainee performing accounting and audit work during chartered accountancy articleship

• Performed Finalization of Books and audits for various banks and companies
• Corporate Tax calculations and Tax return filings for individuals and companies

Chartered Accountant (CA) in Accounting – Institute of Chartered Accountants of India (ICAI) (2008)

Master of Commerce in Commerce – Gujarat University (2008)

Bachelor of Commerce in Commerce – Gujarat University (2006)