L Danis

RIBO Licensed insurance professional with more than 20 years of progressive experience in Personal Lines Automobile and Property Insurance. Extensive background in underwriting, risk assessment, compliance, product support, and technical analysis. Proven ability to evaluate complex risks, interpret underwriting guidelines, resolve operational issues, and provide technical guidance to brokers and internal business partners.

Experienced using Guidewire, PowerBroker, and Autoplus. Recognized for sound judgment, analytical thinking, attention to detail, and a commitment to delivering high-quality underwriting decisions while balancing customer needs and profitability.

Underwriter | Product Coordinator | Analyst | Ombudsman Support - The Dominion - Toronto, Ontario

(1993-01 - 2010-12)

• Evaluated Personal Lines Automobile and Property risks in accordance with company underwriting guidelines and regulatory requirements.
• Assessed new business applications, renewals, endorsements, and policy changes to determine risk acceptability.
• Applied sound underwriting judgment while balancing customer service, profitability, and corporate risk appetite.
• Interpreted underwriting manuals, policy wording, rating rules, and company procedures to resolve complex underwriting issues.
• Provided technical support and guidance to brokers, customer service representatives, and internal business partners regarding underwriting policies and procedures.
• Researched complex operational issues and recommended practical underwriting solutions.
• Collaborated with cross-functional departments to improve underwriting processes and resolve customer concerns.
• Supported product initiatives and operational improvements through research, analysis, and policy interpretation.
• Maintained detailed documentation while ensuring regulatory compliance and underwriting accuracy.
• Utilized Guidewire, PowerBroker, and Power underwriting systems to manage underwriting workflows and policy administration.

Compliance Auditor - The Facility Association - Toronto, Ontario

(2010-01 - 2012-12)

• Conducted technical audits to ensure underwriting files complied with company standards and insurance regulations.
• Identified underwriting risks, inconsistencies, and opportunities for operational improvement.
• Performed detailed research and analysis of underwriting practices.
• Prepared comprehensive audit reports with recommendations for management.
• Worked with highly confidential insurance information while maintaining regulatory compliance.

Consultant – Health Care Recruitment - Strategic Resource Consultants - Toronto, Ontario

(2012-01 - 2016-12)

• Conducted detailed evaluations and assessments using established organizational criteria.
• Performed research and analysis to support hiring decisions.
• Managed multiple priorities while meeting strict deadlines.
• Built strong professional relationships through effective communication and client service.

Business Owner - Tom's Family Restaurant - Caledon, Ontario

(2015-01)

• Manage all aspects of business operations, including budgeting, financial administration, staffing, scheduling, and customer service.
• Analyze operational challenges and implement effective business solutions.
• Develop long-term customer relationships through professional communication and problem resolution.
• Maintain accurate financial and operational records while balancing multiple priorities.

Medical Assistant - Dr. David Wagman Medical Practice - Caledon, Ontario

(2016-01 - 2022-12)

• Maintained accurate and confidential records with exceptional attention to detail.
• Coordinated administrative and clinical priorities in a fast-paced environment.
• Demonstrated strong organizational, communication, and problem-solving skills.

Web Broker - ThinkInsure - Toronto, Ontario

(2022-01 - 2023-12)

• Conducted detailed client interviews to assess automobile insurance risks.
• Collected, reviewed, and verified underwriting information to support policy placement.
• Recommended appropriate insurance solutions based on underwriting guidelines and client risk profiles.
• Worked collaboratively with underwriting teams to resolve complex client situations.
• Maintained complete and accurate documentation while ensuring regulatory compliance.

Bachelor of Arts (Honours) - Political Science - York University

Emergency Services Communications - Seneca Polytechnic (2026-12)