Md Nayan Mahady

20+ years of experience and excellent product knowledge inForeign Exchange Transaction,FOREX Investigation, Payment Products, Cash Management Operations, Corporate Operation, Regulatory Compliance and AML on Payment Items.

• Excellent proven leadership quality with integrity, resilience, innovation, creativity, honesty, delegation, passion, transparency, strategic thinking, positivity in every area of reforming the payment team. (Standard Chartered Bank 2006-2013).
• Comprehensive experience working in complex projects on Payment Solutions, Account Management, Changes on FX markets, Incoming and Outgoing Payment Interconnections. 
• Expert in SWIFT ALLIANCE while dealing with MT103, MT199, MT999, MT202, MT940. 
• Specialist on corporate payment investigation including WIRE, EFT, SEPA, FPS, CHEQUE & DRAFT. 
• Significant knowledge and practical experience in the ISO 20022 standard.
• Established experience in Reconciliation, Operational Risk, Compliance Management, Client Relationship. 
• Operational Risk Auditor against all cash product of wholesale banking.
• Excellent understanding of electronic fund transfer PUSH AND PULL.
• Detailed insight of SEPA payments and related CAMT (Message Identifier) as per SEPA rule book.
• Specialist to liaison between business stakeholders and internal payment processing teams to ensure resolutions on time, efficiently for various projects and payment solutions. 
• Knowledge of application Salesforce, GPI, SWIFT Alliance, Different Banking Platforms. 
• MS-Excel, MS-Word, MS-PowerPoint knowledge to control, organize and match the highest level of work efficiency. 
• Proficient in conducting correspondences on Fund Hold and Fund Block situations. 
• Facilitated and hosted meetings with internal and external subject teams to smoothen the business with effective operational policy.
• Skilled in drafting documents with a view to setup business process for the purpose of extracting and consolidating effective information from various source to justify business need.
• Excellent understanding of financial compliances and regulations.
• Have knowledge of BAMBORA IP Payments provides payment processing, accounts receivable automation, and PCI DSS (Payment Card Industry Data Security Standard) compliance solutions. 
• Knowledge of foreign exchange market, including the review of market practices and procedures set by The Canadian Foreign Exchange Committee (CFEC).
• Detailed insight of the global payment’s risk management concepts how to avoid or minimize potential losses that could result from fluctuations in exchange rates.
• Hands-on experience of creating and reviewing SWIFT messages.
• Solid understanding of financial protocols & networks such as GPI, SWIFT and different banking platform.
• Solid understanding of RMA and RMA Plus set up that manages correspondent connections to better understand, manage and mitigate operational, compliance and fraud risks.
• Good understanding of the KYC registry that provides a global source of KYC and adverse media information on correspondent banks and funds players, resulting in increased efficiency and reduced effort and cost for KYC.
• Knowledge of Customer Due Diligence (CDD), the process financial institutions/Banks use to gather customer information, aiming to identify and mitigate risks like money laundering, terrorism financing, and illicit activities.
• Excellent understanding of reconciliation of Accounts and account receivables. 

• MBA, East West University, Bangladesh 2005
• BBA, East West University, Bangladesh 2002