Pragya Anand

Global Compliance & Ethics Leader with 9+ years of experience designing, implementing, and scaling enterprise compliance, ethics, regulatory, and risk management programs across financial services, fintech, digital platforms, and highly regulated industries. Proven experience building practical compliance frameworks covering Code of Conduct, conflicts of interest, anti-corruption, sanctions, third-party due diligence, investigations, policy governance, regulatory compliance, and enterprise risk management. Skilled at partnering with Legal, Finance, HR, Security, Operations, and executive leadership to translate complex regulatory requirements into scalable business processes, governance controls, compliance training, and operational reporting.

Experienced working with regulators, leading cross-functional initiatives, conducting compliance investigations, developing executive dashboards, and embedding a culture of integrity while enabling rapid business growth.

Manager, Regulatory Compliance - Canadian Credit Union Association (CCUA) - Canada

(2024-01)

• Lead AML/ATF, payments compliance, sanctions, fraud prevention, and regulatory compliance initiatives supporting over 200 Canadian credit unions.
• Develop and maintain AML policies, procedures, implementation guidance, and governance frameworks aligned with PCMLTFA, FINTRAC guidance, sanctions regulations, payment regulations, and emerging financial crime requirements.
• Advise executive leadership on transaction monitoring, KYC/CDD practices, sanctions compliance, payment risk, fraud prevention, and regulatory obligations.
• Partner with FINTRAC, the Department of Finance Canada, financial institutions, and industry stakeholders to support regulatory modernization and implementation of evolving AML and payments requirements.
• Develop executive dashboards, KRIs, compliance reporting, and governance metrics to monitor financial crime risks, investigations, and regulatory compliance.
• Support regulatory examinations, compliance reviews, policy implementation, and remediation initiatives while delivering AML and financial crime training across the credit union sector.

Manager, Compliance - GSL Group (OPBets)

(2022-01 - 2024-12)

• Managed enterprise AML, sanctions, payments compliance, fraud prevention, and regulatory compliance programs within a regulated digital payments and online gaming environment.
• Owned customer onboarding compliance processes including KYC, CDD, EDD, sanctions screening, PEP reviews, transaction monitoring, customer risk assessments, and suspicious activity investigations.
• Developed and maintained AML policies, procedures, SOPs, governance documentation, and internal controls supporting payment operations and regulatory compliance.
• Reviewed payment flows, customer activity, fraud indicators, and transaction alerts, coordinating investigations, escalations, and corrective actions with business stakeholders.
• Partnered with Product, Technology, Operations, Legal, Finance, and payment providers to embed compliance requirements into new products and payment processes.
• Supported regulatory examinations, audits, issue remediation, third-party due diligence, and executive reporting while delivering compliance training across the organization.

Senior Consultant, Financial Advisory Services - Deloitte

(2017-01 - 2022-12)

• Supported financial institutions and a Money Services Business (MSB) client in designing and enhancing AML/BSA, sanctions, payments compliance, and financial crime programs.
• Assessed BSA/AML, OFAC, KYC, KYB, CDD, EDD, transaction monitoring, sanctions screening, and payment compliance controls, identifying gaps and recommending remediation.
• Developed AML policies, operating procedures, governance documentation, compliance frameworks, and regulatory implementation roadmaps.
• Supported regulatory examinations, audit responses, issue remediation, and compliance transformation initiatives for banking and payments clients.
• Led multidisciplinary teams delivering AML investigations, compliance reviews, and financial crime transformation projects while partnering with Legal, Compliance, Risk, Operations, and executive stakeholders.

Master of Business Administration - Finance - Christ University

Bachelor of Economics - Economics - University of Delhi