Thu Thao Vu

A strong background in banking/loans area. Excellent interpersonal skills and be able to demonstrate patience in dealing with customers and team members. Great problem-solving abilities with a variety of topics and situations, known for taking the initiative to identify and resolve problems within time and budget.

Good verbal and written communication skills, demonstrated through multiple academic projects and presentations as well as consulting with numerous clients. Performed strong work ethic, reliability, and professionalism in past employments.

Loan Origination - Income Analyst

• New loan underwriting, disbursement, maintenance, data & file management.
• Review client income and collaborate with credit department to check credit bureau report/financial statements to determine loan admissibility of applicants.
• Escalate to executive team in case there is any deficit between applicant’s income and liabilities. - Conduct due diligence on clients to assess potential risk.
• Assist with data gathering to support preparation of loan application.
• Ensure all approved applications comply with firm and lender criteria.

Humber College - Diploma in Business Management

From 09/2021 to 06/2023