Evie Chiu

Payment & Funds Architecture: Designs deposit/withdrawal, acquiring, remittance, FX, settlement, reconciliation, virtual account, and fiat-crypto transaction systems across multiple markets(EU/SEA/MENA) and rails(SEPA/PIX/UPI etc.).

Risk & Compliance Productization: KYC/AML, payout authorization, fraud control, merchant governance, fund traceability, idempotency, and monitoring requirements into enforceable product controls. 0-to-1 Product Execution: Owns product discovery, solution design, PRD/API specifications, channel evaluation, vendor integration, rollout planning, operational SOPs, and post-launch iteration. Cross-Functional Leadership: Leads delivery with engineering, operations, finance, compliance, customer service, external payment providers, banks, and overseas clients; comfortable operating in English.

Fiat Payments Product Manager at CoinEx, ViaBTC Group (2025-10 – 2026-05)

• Quick Buy(0-to-1): Owned Quick Buy crypto purchase product design from channel strategy to customer journey, middle-office controls, and standardized provider onboarding, creating a closed-loop fiat-to-crypto transaction model. Led BRL(PIX), EUR(SEPA/GooglePay/ApplePay) and INR(UPI) payment channel integrations under local payment and KYC constraints
• P2P Business Restructure: and redesigned P2P controls through order segmentation, liability-based cancellation rules, merchant grading, and margin-pool compensation.
• Payment control architecture: Defined state-machine mapping, idempotency, interaction-record persistence, unified monitoring logs, and fund traceability mechanisms to strengthen transaction safety and operational auditability.

Product Owner, Payments & Brokerage Funds at Doo Group (2024-10 – 2025-09)

• Product leadership: Led a 5-person product-engineering squad and delivered three major releases in one year across UX/UI upgrade, API enablement, and deposit/withdrawal reconstruction.
• Brokerage funds platform: Designed a multi-rail funding system covering local transfers, international wires, e-wallets, and crypto channels; built middle-office modules for merchant setup, orders, FX, settlement, routing, and authorization.
• Treasury and operations optimization: Built localized multi-currency clearing and settlement flows across Europe, Southeast Asia, India, Brazil, and Australia; linked order lifecycle with finance ledgers and reduced average payment processing time by 15%.
• Vendor/API integration: Standardized integration plans and SOPs for crypto payment and custody partners, improving channel stability, security, and repeatability of future launches.

Overseas Payments Product Manager at Wallyt / SwiftPass (2024-01 – 2024-09)

• Consumer lending product: Owned end-to-end app and fund-management platform design for overseas lending, covering acquisition, authorization, 3DS, credit line, drawdown, repayment, agent management, NPL dashboards, and management reporting.
• Client-facing delivery: Independently led phase-three solution design for the Philippines Tango consumer-loan project, communicated with the client in English, and coordinated product-engineering delivery through launch. Supported onboarding of three major local agents and 1,000+ borrowers within two months after launch; integrated Starpay and bank-card repayment options, increasing repayment success rate by 25%.
• Web3 payment innovation: Built fiat on/off-ramp, co-branded card, and virtual-account product solutions for crypto clients, expanding the company's payment offering from traditional acquiring into Web3 fund services.

Supply Chain Finance Product Manager at LONGi Solar Energy (2023-01 – 2023-12)

• Structured financing: Coordinated bank financing for a rural revitalization photovoltaic project, securing RMB 4 billion in total credit lines from Bank of Beijing and Xi'an Bank.
• Dealer finance productization: Partnered with MYbank, JD Finance, WeBank, and internal credit teams to launch dealer-loan and factoring solutions with 2-3 business day disbursement and coverage for over 85% of dealers.
• Credit solution execution: Converted dealer procurement, operating, and credit data into tailored financing solutions; enabled one factoring case and six internal-credit cases within one month.

MSc in Applied Finance – Singapore Management University, Lee Kong Chian School of Business (2021-08 – 2023-01)

BSEcon in Finance Engineering – Harbin University of Commerce, School of Finance (2016-09 – 2020-06)