Head of Credit Risk & Trade Finance
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Top performer in risk mitigation techniques at CedarOxygen Luxembourg and assigned to Board member function within 3 months of appointment. Successfully maintained an outstanding performance of Bank of Baghdad Lebanon Branch operations during the economic crisis that struck Lebanon in 2019. Contributed with a major team effort to a successful implementation of a greenfield project to launch Bank Audi Group's first banking operations in Turkey during 2011-2012.
Head of Credit Risk & Trade Finance - CedarOxygen International SARL - Luxembourg
(2025-09)
Managing Credit Risk, risk mitigation strategies and instruments, Credit Administration and Legal documentation. Compliance role in AML/KYC/CTF.
Group Chief Operating Officer - Manalco Group – Renewable Energy - Lebanon, Cyprus, Iraq & UAE
(2024-04 - 2025-08)
Chief Operating Officer - United Chemical Company – Paints & Coatings (RAR Holding) - Riyadh - KSA
(2023-12 - 2024-03)
General Manager - Bank of Baghdad – Member of KIPCO Burgan Bank Group - Beirut – Lebanon
(2012-04 - 2023-11)
Senior Relationship Manager – Business Development/Turkey Desk – Group Corporate - Bank Audi SAL - Beirut – Lebanon
(2011-11 - 2012-03)
Senior Coordinator – Portfolio Management /Corporate & Commercial Banking - Bank Audi SAL - Beirut – Lebanon
(2008-02 - 2011-10)
Credit & Risk Manager / Corporate & Retail Banking Operations - CreditCard Services Company SAL - Beirut – Lebanon
(2005-12 - 2008-01)
Head of Commercial Loans & Credit Committee President/Retail Banking - Credit Libanais S.A.L. - Beirut - Lebanon
(2004-08 - 2005-11)
Relationship Manager / Remedial Credit Division – Corporate Banking - Gulf Bank - Kuwait City - Kuwait
(2001-11 - 2004-07)
Credit Analyst - Corporate Banking - Bank Audi S.A.L. - Beirut - Lebanon
(1996-05 - 2001-10)
Business News Reporter - Middle East Broadcasting Center (MBC) - London – UK
(1994-08 - 1996-02)
Training course on the trading floor - Banca Della Svizzera Italiana (BSI) - London – UK
(1994-06 - 1994-07)
Bachelor of Arts - Business Administration & Economics - Richmond College, The American International University in London (1989 - 1993)